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🦁 Authorised Generali Agents · Costa Blanca since 2013

Insurance Services in Spain for Expats

Complete cover for British and Irish expats and businesses on the Costa Blanca — 31 different policies from health, life and car insurance through to fleet, hotel, cyber and specialist business cover. Free English-speaking advice from authorised Generali agents.

All insurance products

AT TURNER INSURANCE WE OFFER COMPETITIVE PRICES AND COMPLETE COVER

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Health Insurance

All Generali health plans — EXPAT Medcare, Salud Opción Premium, dental, family and visa-compliant policies.

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Life Insurance

Clients up to 69 years. Mortgage protection and inheritance tax planning available.

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Car Insurance

Protected no claims, courtesy car, full European breakdown, glass cover.

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Home Insurance

24-hour emergency, accidental damage. Main, holiday, rental and landlord cover.

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Funeral Insurance

Cover regardless of age or health. All funeral costs and repatriation arranged.

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Travel Insurance

Single trip, annual multi-trip, family and business. Medical, cancellation, baggage.

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Professional Indemnity

For freelancers, consultants, architects, lawyers and accountants.

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Transport Insurance

Goods in transit by road, rail, sea or air. Single consignment or annual policy.

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Fleet Insurance

Multiple vehicles on one policy. One renewal, significant savings.

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Constructor's Liability

Third-party liability and decennial cover for builders and developers.

Marine Insurance

Pleasure craft, sailing boats and motorboats. Third-party, theft and fire cover.

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Pet Insurance

Mandatory dog liability. Vet fees, lost pet, optional dental and PPP breed cover.

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Community Insurance

Generali Comunidad. Civil liability up to €1M, 24-hour emergency, board liability.

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Daily Benefit Cover

€15–€300/day when hospitalised. Surgery compensation up to €10,000.

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Motorbike Insurance

All bikes, scooters and mopeds. Third party, comprehensive, European breakdown.

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Van Insurance

Commercial van cover — comprehensive, tools in van, goods in transit.

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Motorhome & Camper

Generali autocaravana — four tiers, European breakdown, optional contents.

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Commercial & Office

Generali ON Comercios — shops, offices, restaurants. Civil liability, assistance.

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Hotel Insurance

Hotels, hostals, casas rurales. Buildings, contents, guests' property, liability.

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Non-Lucrative Visa Insurance

No co-payments, no waiting periods. Official certificate provided in a few days.

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Digital Nomad Visa Insurance

Generali EXPAT Medcare. English-language policies, certificate in a few days.

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Cyber Risk Insurance

Protection against ransomware, data breaches, GDPR fines and business interruption.

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Industrial Risks Insurance

All-risks cover for manufacturing, processing and warehousing premises.

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Agricultural Insurance

Cover for fincas, smallholdings and working farms. Buildings, machinery, livestock.

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Self-Employed Incapacity

Permanent incapacity lump sum or income protection for autónomos.

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Collective Health

Group health insurance for businesses with 10+ employees. Tax-efficient benefit.

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Directors & Officers

D&O liability cover protecting company directors personally.

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Personal Accident

Lump sum for accidental injury, permanent disability or accidental death.

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Collective Accident

Group accident cover for employees, often required by Convenio Colectivo.

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Convenio CLA

Sector-specific Convenio Colectivo accident cover meeting Spanish labour law.

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Bond & Aval

Surety bonds and aval guarantees for tenders, customs and tourist accommodation.

Insurance for Expats in Spain. One Agent, Every Policy

Turner Insurance Specialists is an authorised exclusive Generali insurance agency based in Jávea, Alicante. We provide the full range of Generali insurance products for British, Irish, Dutch and international expats living on the Costa Blanca and across Spain. From health insurance and life insurance to car, home, funeral, pet, van and specialist business cover — we arrange every policy in English, from one office, with one team.

As authorised Generali agents, we offer the same policies and premiums as any other Generali agent in Spain — but with a key difference: our entire service is delivered in English.

Policy documents are explained line by line in English. Claims are handled in English. Renewals are reviewed and translated for you. For expats who did not grow up with the Spanish insurance system, this removes the single biggest source of confusion and stress when living abroad.

Why Generali? The Largest Insurance Network in Spain

Generali has been operating in Spain since 1834 — one of the oldest and largest insurance groups in Europe. In Spain, Generali policyholders access not just the Generali medical network but also the Sanitas (Bupa) network, giving clients access to over 51,000 medical professionals, 240 hospitals and 4,100 clinics across the country.

No other Spanish insurer offers this dual-network access under a single policy. For expats on the Costa Blanca, this means access to HCB Denia, HLA Vistahermosa Alicante, Clínica Benidorm and Quirónsalud facilities — all within the cuadro médico.

Generali's EXPAT Medcare range is the only fully English-language private health insurance in Spain. English app, English documents, English customer service and English-language medical certificates. Available to new applicants up to age 74, it is the highest entry age of any English-language health plan in Spain. For visa applicants, Generali Salud Opción Premium provides the DGS-compliant certificate required by Spanish consulates for Non-Lucrative Visa, Digital Nomad Visa and residency applications.

Serving Expats from Denia to Alicante since 2013

Our team of five English-speaking insurance professionals is based at our Jávea office (Avenida del Pla 135) and serves expats across the entire Costa Blanca — from Denia, Jávea and Moraira in the north to Altea, Benidorm, Calpe and Alicante to the south.

We also arrange insurance for expats anywhere in Spain. Whether you are newly arrived, planning your move or have been living in Spain for years, we provide free, no-obligation quotes by phone, WhatsApp or email — all in plain English.

Turner Insurance Specialists S.L. is registered with the Dirección General de Seguros y Fondos de Pensiones (DGS) under company registry number C0467B54657010. Andrew Turner is Mediador Colegiado del Colegio de Mediadores de Seguros de Alicante. All advice is provided by fully licensed insurance professionals regulated under Spanish law (Ley 26/2006).

📍 Jávea Office
Av. del Pla 135, Buzon 37
Jávea (Xàbia), Alicante 03730
Mon–Fri 9:30–15:00
📞 Contact
🏅 Credentials
DGS Registry C0467B54657010
Mediador Colegiado Alicante
Authorised Exclusive Generali Agent

Ready to Talk?

FREE ENGLISH-SPEAKING ADVICE — NO OBLIGATION QUOTES

🏥 Health Insurance 💊 Daily Benefit Cover ❤️ Life Insurance 🚗 Car Insurance 🚐 Van Insurance 🏍️ Motorbike Insurance 🏕️ Motorhome & Camper 🚌 Fleet Insurance 🚛 Transport Insurance 🏠 Home Insurance 🏘️ Community Insurance 🐾 Pet Insurance 🏢 Commercial & Office 🏨 Hotel Insurance 🌹 Funeral Insurance ✈️ Travel Insurance ⚓ Marine Insurance 📋 Professional Indemnity 🏗️ Constructor's Liability 🏠 Non-Lucrative Visa 💻 Digital Nomad Visa 🔐 Cyber Risk 🏭 Industrial Risks 🌾 Agricultural 🩼 Self-Employed Incapacity 👥 Collective Health ⚖️ Directors & Officers 🛡️ Personal Accident 🦺 Collective Accident 📝 Convenio CLA 📜 Bond & Aval