Ship Repairers' Insurance in Spain

What is ship repairers' insurance?

Ship repairers' insurance (Generali RC Reparadores de Buques) is a commercial civil-liability policy for businesses that repair ships and boats — boatyards, shipyards, marinas with a repair operation and marine engineering firms. It does not insure your premises or stock; it covers the legal liability you incur for the damage and loss your repair business can cause — above all to the vessels placed in your care. (The vessels themselves carry their owners’ cover — see marine hull insurance in Spain.)

What it covers

The policy is modular; you choose from five covers:

• Care, custody & control — loss of or damage to any vessel in your care for repair, including during movements in the port and on sea trials up to 100 miles; damage to cargo or objects aboard; damage to machinery removed for repair; and wreck removal.
• Personal injury — bodily injury or death of third parties during your repair operations.
• Detention costs — the detention of a vessel after covered damage to it.
• Other works ("Marine Only") — repair of offshore installations, platforms, containers, marine machinery and port cranes.
• Travelling workmen — your liability when an employee is aboard a vessel or rig to do work you have taken on (within the EU).

If any of these covers is ever triggered, our marine insurance claim guide shows how the process runs in Spain.

Who needs it

If you take vessels into your care to work on them, a single accident — a dropped engine, a fire, damage on a sea trial — can become a six-figure claim against your business. Ship repairers' liability is the cover that responds. It sits naturally alongside general business insurance and, for the vessels themselves, marine insurance.

Ship Repairers' Insurance Spain — FAQs

See also our marine insurance and business insurance pages, the full ship repairers' liability policy conditions in English, and — for sea trials and yard staff who take the helm — our guide to Spanish boat licences, their costs and UK equivalents.