Insurance in Gran Canaria

Insurance for Expats in Gran Canaria — Generali, in English

Gran Canaria — with its joint-capital Las Palmas de Gran Canaria — is Spain's third-largest island and home to one of Europe's largest concentrations of northern European holiday and retirement properties. The southern resort strip — Maspalomas, Playa del Inglés, Puerto Rico and Puerto Mogán — is heavily populated by British, German, Scandinavian and Dutch expats. The island is geographically extraordinary: from the famous golden dunes at Maspalomas and the Biosphere Reserve to ancient laurisilva forest in the lush interior.

Turner Insurance is an exclusive Generali agency based in Jávea, Alicante. Generali is a national insurer and coverage is available across all Spanish territories including the Canary Islands. We arrange every line of cover an expat household needs — entirely in English, by phone, email and WhatsApp. Andrew Turner has worked in Spanish insurance since 2001 and has been an authorised Generali agent since 2007, DGS registry C0467B54657010.

Gran Canaria's specific risks — the 2019 wildfire that burned over 10,000 hectares, flash flooding from the central massif, aggressive Atlantic coastal conditions and a very large holiday and rental property market — mean that getting the policy terms right is essential. We always confirm the correct occupancy basis and calculate your rebuild value under the regla proporcional at quotation, at no charge.

Insurance We Arrange in Gran Canaria

From your home and car to your health, your family's future and your holiday let — here are the policies we most often arrange for clients in Gran Canaria. Click any card for full details.

About Gran Canaria

Gran Canaria is the joint capital of the Canary Islands (alongside Tenerife), with the vibrant city of Las Palmas de Gran Canaria on the northeast coast offering museums, beaches, a historic quarter (Vegueta) and a large international community. The island's southern resort zone — Maspalomas, Playa del Inglés, Puerto Rico and Puerto Mogán — hosts one of Europe's most established concentrations of northern European holiday and retirement property, with a very high year-round population of British, German, Scandinavian and Dutch residents.

The island's geography is extraordinary: the famous Maspalomas dunes (part of a UNESCO Biosphere Reserve) contrast with the green, misty interior where ancient laurel forest survives. That diversity of landscape — from Atlantic coast to inland mountains — creates a range of insurance risks that every property owner needs to understand.

Useful official local resources for Gran Canaria residents:

• Gran CanariaOfficial island portal — tourism and resident informationgrancanaria.com
• Ayuntamiento Las Palmas de Gran CanariaOfficial city hall of the island capitallaspalmasgc.es
• Cabildo de Gran CanariaIsland government — official services and informationcabildo.grancanaria.com

Local Insurance Considerations in Gran Canaria

Insuring property in Gran Canaria comes with a few local factors that are worth getting right:

• 2019 wildfire — 10,000+ hectares: the August 2019 wildfire was one of the worst in Spanish history, devastating forested areas across the island's interior. Hillside and rural properties near forested land carry genuine ongoing wildfire risk, and correct buildings insurance is essential. Wildfire is an insured peril under Generali policies.
• Flash flooding from the central massif: heavy rain on the island's central mountains channels rapidly down barrancos towards the coast. Catastrophic DANA flooding is covered by the Consorcio de Compensación de Seguros; your private policy covers resulting water damage, contents loss and repair costs.
• Atlantic coastal corrosion: Gran Canaria's Atlantic exposure is significantly more aggressive than Mediterranean conditions — stronger winds, higher salt spray and harder weather affect buildings and contents differently from mainland coastal properties. This is relevant at quotation for coastal and sea-view properties.
• Holiday and rental property stock: Gran Canaria has a very large number of properties used as holiday lets or short-term rentals. The correct occupancy basis and activity declaration are critical — an incorrectly declared holiday let can see claims refused or heavily reduced.