Community Insurance La Marina

Yes. The Ley de Propiedad Horizontal requires all communities with shared elements — including the typical La Marina arrangements of shared pools, garages and communal gardens — to have buildings insurance for the shared structure. Mortgage lenders also require community policies as a loan condition. Turner Insurance ensures your policy meets both legal and lender requirements.

Yes. The pool plant room, equipment, surrounding paved area and access structures are covered under the buildings element of a Generali community policy. Public liability for incidents in the communal pool area is also included. Note that individual owners with private pools within their own plot need separate cover under their individual home insurance policy.

Yes. Flood damage in La Marina is processed through the Consorcio de Compensación de Seguros rather than directly by Generali. The Consorcio is Spain’s state-backed extraordinary risk fund, levied on all Spanish insurance policies. As long as your community policy is in force, your community has Consorcio activation rights regardless of any previous claims history.