Life Insurance La Marina

Yes. Spanish life insurance paid to a named beneficiary bypasses the succession process entirely. Once the death certificate and required documents are provided, Generali pays directly to your named beneficiary — typically within a few weeks. This contrasts sharply with assets that pass through a will, which can take many months to resolve through the Spanish legal system.

Term life policies from Generali generally accept new applicants only up to age 69. For older clients, funeral insurance (seguro de decesos) asks no medical questions, although its standard entry limit is also age 69 (older applicants only by specific agreement with Generali), and is usually the appropriate option. Contact Turner Insurance with your current age and we will confirm exactly what terms and premiums are available for you.

Yes. Spanish law gives you the right to switch your mortgage life insurance from the bank to an independent insurer. The lender must be notified but cannot penalise you for switching. Turner Insurance provides a comparison quote and handles the switch process. Many La Marina mortgage holders save significantly on their annual life insurance premium by making this change.