Life Insurance La Marina

Yes. Spanish life insurance paid to a named beneficiary bypasses the succession process entirely. Once the death certificate and required documents are provided, Generali pays directly to your named beneficiary — typically within a few weeks. This contrasts sharply with assets that pass through a will, which can take many months to resolve through the Spanish legal system.

Whole-of-life policies from Generali are available at older ages, though premiums reflect the higher risk at advanced age. There is no upper entry-age limit for whole-of-life cover. Term policies have tighter age restrictions. Contact Turner Insurance with your current age and we will confirm exactly what terms and premiums are available for you.

Yes. Spanish law gives you the right to switch your mortgage life insurance from the bank to an independent insurer. The lender must be notified but cannot penalise you for switching. Turner Insurance provides a comparison quote and handles the switch process. Many La Marina mortgage holders save significantly on their annual life insurance premium by making this change.