Pet Insurance La Marina

Yes. Spain’s Ley 7/2023 (in force from September 2023) makes civil liability insurance compulsory for all dog owners regardless of breed or size. This applies to all residents including British expats. Non-compliance can result in fines. A Generali pet liability policy from Turner Insurance meets this legal requirement and can be arranged the same day.

Yes. Liability-only cover has no age limit and is available for all dogs regardless of age or history. Full vet-fees cover may have age restrictions for initial applications (typically up to age 7 or 8). Rescue dogs with unknown histories are accepted for liability cover. If your pet has a pre-existing condition, it may be excluded from vet-fees cover — Turner Insurance will explain exactly what applies to your animal.

Cat liability insurance is not compulsory under Spanish law — only dogs are covered by Ley 7/2023. However, a vet-fees policy for your indoor cat is worth considering: illnesses, dental problems and injuries from household accidents are just as common in indoor cats as outdoor ones. From €180/year, a full policy provides valuable protection against unexpected vet bills throughout your cat’s life.