Van Insurance San Fulgencio

Standard vehicle insurance (even comprehensive) does not automatically cover tools, equipment, or goods stored in the van. The motor policy covers the vehicle only. To protect your own tools, look at a home contents or business equipment policy; for goods you carry for clients, goods-in-transit cover applies.

Yes. Generali van policies can cover dual-use vehicles — used partly for personal journeys and partly for trade or business purposes. You must declare the intended use accurately at inception. Covering a business-use van on a personal policy (or vice versa) can invalidate a claim, so we always ask about use patterns upfront to ensure the correct policy type is selected.

Yes, 24-hour European breakdown assistance is included with Terceros Ampliado and Todo Riesgo van policies from Generali. This covers roadside assistance and recovery across EU member states. If your work regularly takes you across borders — for example, driving goods between Spain and France — confirm the specific country coverage with us when arranging the policy.