Car Insurance San Fulgencio

Yes, subject to residency rules. If you are a temporary resident or visitor, your existing UK policy with European extension is valid. If you are a permanent Spanish resident and your car has been here more than six months, Spanish regulations require re-registration, and your insurance should be a Spanish-issued policy. We can clarify the rules for your specific situation before arranging cover.

Terceros Ampliado (extended third-party) covers damage you cause to others, plus theft, fire, glass, and 24-hour European breakdown for your own vehicle. Todo Riesgo (comprehensive) adds cover for damage to your own car in an accident regardless of who caused it. If your car is relatively new or of significant value, Todo Riesgo is usually the more sensible choice.

Yes. Generali policies include the EU minimum cover level for European travel as standard, and comprehensive plans extend full cover throughout the EU and several associated countries. If you plan extended visits to the UK, confirm the per-trip duration limit when arranging your policy — most allow 90 days per single trip without any additional premium.