Single-Trip Travel Insurance in Spain
Generali Viajero cover for one journey from Spain — medical, repatriation, baggage and the only Generali travel option that can cover a pre-existing condition.
Single-trip travel insurance — Generali's Viajero product — covers one temporary journey from your home in Spain, from departure to return. It is the simplest way to protect a one-off trip, and the only Generali travel policy with an optional pre-existing-conditions module, so it is the right choice if you have a stable, controlled medical condition. We arrange it in English as your authorised exclusive Generali agent.
What single-trip travel insurance covers
Viajero is sold in three levels — Viajero, Viajero Plus and Viajero Premium — with increasing sums insured. The cover areas are the same; the limits rise as you move up the levels. The exact sums for each guarantee are confirmed in your Particular Conditions and on your quote.
| Cover area | What it includes |
|---|---|
| Medical & repatriation assistance | Medical, surgical, hospital and pharmacy costs abroad (and at lower limits at home), emergency dental, medical transport and repatriation, and repatriation of mortal remains — up to the limit for your level. A daily hospitalisation cash benefit applies from the 11th day away from your home province. |
| Travel incidents & disruption | Travel delay (typically over 6 hours), missed connections and departures, strike cancellation, early return for a family emergency, and a hotel-stay extension on medical advice (up to 14 days). |
| Baggage & documents | Loss, damage or theft of checked and unchecked baggage, theft of valuables within a sub-limit, baggage-delay essentials, and help replacing lost travel documents. |
| Civil liability | Compensation, legal costs and bonds if you involuntarily cause injury or damage to a third party on the trip, up to your level's limit. |
| Personal accident | A lump sum on accidental death or permanent disability during the trip. For under-14s, death cover is limited to proven funeral costs (maximum €3,000). |
| Services abroad | Information, advance of hospital costs, legal assistance abroad and an advance of a criminal bail bond, up to the policy limits. |
For full guarantee wording and exclusions, see the Viajero policy conditions in English. A few standard limits to note: glasses, lenses and prostheses are covered only up to €100, and medical or pharmacy costs under €50 are not reimbursed.
Who single-trip cover is for
- Occasional travellers taking one journey — a holiday, or a trip back to the UK or elsewhere to visit family.
- Anyone who travels only once or twice a year, where a single-trip policy is usually cheaper than an annual one.
- Travellers who need cover for a pre-existing medical condition, which only the Viajero range can add.
- Residents of Spain — your habitual home must be in Spain for this cover to apply.
If you travel three or more times a year, an annual multi-trip policy is likely to be better value. We will compare both for you.
Pre-existing conditions and optional extras
The base Viajero policy treats pre-existing and chronic conditions as excluded, beyond assistance for a genuine vital emergency. The optional Pre-existing conditions module — available only alongside the Viajero, Viajero Plus or Viajero Premium assistance cover — extends cover to a stable, controlled condition, within the module's terms and your Particular Conditions. Always declare any condition so we can confirm what is covered.
A second optional module covers trip cancellation: the cost of a trip you cannot avoid cancelling for a covered reason — serious illness or bereavement, non-disciplinary dismissal, home damage, and a long list of others. The cause must generally arise more than 72 hours after you take out the insurance, unless it is bought at the same time as the trip.
Cost and how to get a quote
Single-trip Europe cover starts from around €12 per trip; the premium depends on your destination, the length of the trip, the cover level and any optional modules. For travel to the United States, Canada or the Caribbean, make sure your medical limit is at least €1,000,000, as treatment costs there are far higher than in Europe.
To get a single-trip quote, call our English-speaking team on 966 461 625 (Mon–Fri 09:30–15:00) or contact us online — tell us your destination and dates and we will match you to the right Viajero level.
Frequently Asked Questions
Read the full Single-Trip Travel Insurance policy conditions in English →
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