Motorbike Insurance Pilar de la Horadada

Yes — Generali Moto provides European touring cover that extends throughout Spain and across all EU member states. The Sierra de Escalona, Calblanque Natural Park and the RM-332 coastal road are popular routes from Pilar de la Horadada, and Scandinavian touring riders regularly use this area as a base. Your policy covers you for all domestic Spanish riding as well as European touring. Call us on 966 461 625 for English-speaking advice.

Yes — in Spain, each vehicle requires its own insurance policy. A car insurance policy does not extend cover to a motorbike, even if both are registered to the same person at the same address. Many Pilar de la Horadada residents keep both a car and a motorbike, and we arrange separate Generali policies for each. If you have an existing no-claims history from a Norwegian, Dutch or British motorbike insurer, we can factor that into your Spanish policy.

Spanish law requires at minimum RC Obligatoria (mandatory third-party civil liability) for all motor vehicles including motorcycles and scooters. This covers injury and property damage to third parties up to the statutory minimums (€70 million for personal injury, €15 million for property damage) (RDL 8/2004). Most riders opt for terceros ampliado, which adds theft, fire, glass and 24-hour breakdown to the basic mandatory cover. Comprehensive todo riesgo is also available for newer or higher-value machines.