Funeral Insurance Orihuela Costa

Funeral Insurance in Orihuela Costa — Generali Cover

Funeral insurance in Spain (seguro de decesos) is a service contract that arranges and pays for all funeral costs directly with the funeral home — your family has nothing to organise or pay at what is already a very difficult time. Generali's decesos policy covers the complete funeral service in Spain, repatriation of remains to your home country, and all administrative procedures, regardless of your age or health.

As authorised Generali agents serving Orihuela Costa and the Vega Baja, Alicante — home to a very large British expat community for whom repatriation is a key concern — we arrange funeral insurance with no medical questionnaire, no age limit and immediate availability. The policy is one of the most cost-effective insurance products available — monthly premiums from around €15-€30 for a single person.

We cover all types of expats in Orihuela Costa — retired residents, NLV/DNV visa holders, self-employed autónomos and new arrivals. All advice is in English, all documents available in English, and although our office is around 90 minutes north in Jávea, we arrange everything remotely by phone, email and WhatsApp.

Funeral Insurance Orihuela Costa — What It Covers

Orihuela Costa has one of the largest British communities on the whole Spanish coast, which makes repatriation the defining feature of funeral cover here. Many residents want their remains returned to the UK — or to Ireland, the Netherlands or Belgium — and arranging that privately is both expensive and bewildering for a grieving family who may not speak Spanish. A Generali decesos policy includes repatriation of remains to any country in the world, removing exactly the burden that catches most expat families unprepared.

Dying as an expat in Spain also brings real logistical complexity: coordinating with a Spanish funeral home (tanatorio), consulate notifications and death registration, all in Spanish, often within 48-72 hours. A decesos policy handles all of this directly — the insurer contacts the tanatorio, arranges and pays for every service, and coordinates the repatriation. We set the policy up and explain it in plain English, and the family deals with a single point of contact and pays nothing.