Motorhome Insurance Orihuela Costa

Motorhome Insurance in Orihuela Costa — Generali Cover

Mandatory RC Obligatoria insurance is required for all motorhomes in Spain. On the Orihuela Costa the choice is between terceros ampliado (adding theft, fire and European breakdown) and comprehensive todo riesgo with own-damage cover and optional contents and accessories insurance. We arrange cover through Generali, entirely in English, from our Javea office.

The Orihuela Costa is a long strip of residential urbanisations stretching from Punta Prima south through Playa Flamenca, La Zenia, Cabo Roig and Campoamor. The area has a massive international expat community, and motorhome ownership is common among British, Scandinavian and Dutch residents. The flat coastal terrain, the warm year-round climate and the easy AP-7 access make the Orihuela Costa a popular starting point for touring southern Spain, Portugal and North Africa.

Motorhome Insurance Orihuela Costa — Local Considerations

Summer traffic on the N-332 coast road through the Orihuela Costa can be very heavy, particularly near the commercial centres at La Zenia and Playa Flamenca. However, the residential streets are generally wide and well surfaced, and many properties have adequate driveway space for a motorhome. The AP-7 junction at Pilar de la Horadada provides fast access south towards Murcia and Cartagena, while the northbound route leads to Alicante and Valencia.

The high population density on the Orihuela Costa means the theft risk for vehicles is higher than in quieter inland areas. External accessories, bicycles and visible electronics are the primary targets. We recommend comprehensive cover with the contents and accessories add-on for motorhome owners in this area, particularly those who park their vehicle in public or semi-public spaces rather than on a private driveway. The comprehensive policy also covers own-damage from parking incidents, which are more likely in busy areas.

New to driving in Orihuela Costa? Two guides worth reading first: exchanging a UK driving licence for a Spanish one and how to check if a car is insured in Spain. For trip planning, see our guide to the best places to tour Spain by motorhome.