Funeral Insurance Moraira

Funeral Insurance in Moraira — Generali Cover

Funeral insurance in Spain (seguro de decesos) is a service contract that arranges and pays for all funeral costs directly with the funeral home — your family has nothing to organise or pay at what is already a very difficult time. Generali's decesos policy covers the complete funeral service in Spain, repatriation of remains to your home country, and all administrative procedures, regardless of your age or health.

As authorised Generali agents serving Moraira and the Marina Alta, Alicante (municipality of Teulada) — including its large German and British communities who most often need repatriation cover — we arrange funeral insurance with no medical questionnaire, no age limit and immediate availability. The policy is one of the most cost-effective insurance products available — monthly premiums from around €15-€30 for a single person.

We cover all types of expats in Moraira — retired residents, NLV/DNV visa holders, self-employed autónomos and new arrivals. All advice is in English, all documents available in English, and our Jávea office is 15 minutes via CV-740 from Moraira.

Funeral Insurance Moraira — What It Covers

Moraira's permanent community is strongly German and British, with many Dutch and Belgian families settled here for retirement — and that international make-up is exactly why repatriation cover is the part of a seguro de decesos that matters most locally. When a foreign resident dies in Spain, the practical task is rarely just a Spanish funeral; it is moving the deceased home to Germany, the UK, the Netherlands or Belgium, with all the cross-border paperwork that involves.

Dying as an expat in Spain catches many families unprepared — coordinating between Spanish funeral homes (tanatorios), consulate notifications, death registration, and arranging repatriation while dealing with grief, often in a language they do not speak. A Generali decesos policy handles all of this directly: the funeral home is contacted by the insurer, every service is arranged and paid, and repatriation is coordinated to any country in the world. Crucially for Moraira's German- and English-speaking residents, we manage the whole process in English on the family's behalf, so they have a single point of contact and pay nothing.