Car Insurance Lanzarote

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Car insurance in Lanzarote for expat residents and property owners. From Arrecife to Puerto del Carmen, Playa Blanca to Costa Teguise — Turner Insurance arranges Generali car cover for the Canary Islands.

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Car Insurance in Lanzarote — Generali Cover

Lanzarote has a well-developed road network connecting its main population centres. Puerto del Carmen and Arrecife are linked by the LZ-2 coastal road, while the LZ-1 and LZ-35 connect the north and south of the island. Expats resident in Lanzarote must insure their vehicles under Spanish insurance law, with IGIC (the Canary Islands tax) applied to premiums rather than mainland IVA.

Generali car insurance in Lanzarote includes Terceros (third-party), Terceros Ampliado adding fire, theft, and glass, and full Todo Riesgo (comprehensive). For UK-registered cars permanently driven in Lanzarote, re-registration in Spain is required within 90 days of residency — Turner Insurance can advise on cover during and after the process.

Car Insurance Lanzarote — Local Considerations

Lanzarote roads are generally well-maintained but volcanic terrain creates specific hazards — sharp lava rock on verges and occasional volcanic grit on road surfaces after strong wind events. Rural tracks in areas like La Geria wine valley and the El Jable volcanic desert are unmade roads not suitable for standard passenger vehicles.

Tourist traffic is heavy on the main LZ-2 coastal road, particularly in the Puerto del Carmen resort strip, during the October to April Northern European peak season. Residents should be aware that hire car incidents are a significant factor in island road traffic. Fully comprehensive cover provides the best protection in this environment.

How to Get a Quote

Call or email us — 966 461 625 or info@turnerinsurance.es — Monday to Friday, 09:30–15:00.
Tell us your situation — we ask a few quick questions about what you need to insure.
We compare options — as authorised Generali agents we present the plans that match your needs and budget.
Your policy is set up — we arrange everything and send your English-language documents promptly.

Approximate Car Insurance Pricing — Lanzarote

Annual premiums for a driver 30+, no recent claims, standard vehicle:

Terceros Ampliado

from €320/yr

Theft and fire cover
24-hour European breakdown
Glass and screen
Legal assistance

Frequently Asked Questions — Car Insurance in Lanzarote

Car insurance premiums in the Canary Islands are subject to IGIC (Impuesto General Indirecto Canario) rather than mainland IVA. The rate differs from standard IVA. Turner Insurance calculates premiums with the correct Canary Islands tax applied, which is reflected in your policy documentation.

Permanent residents cannot use a UK-registered car indefinitely in Spain. After 90 days of residency, the vehicle must be re-registered in Spain — including Canary Islands registration. This involves an ITV inspection, matriculación tax, and Hacienda Canaria requirements. Turner Insurance advises on cover throughout the re-registration process.

Yes. Generali car insurance covers driving throughout Spain including the mainland, reached via ferry from Lanzarote to ports such as Huelva or Cádiz. Your Green Card also provides EU-wide third-party liability cover for travel to other EU countries.

More questions? Contact us — free English-speaking advice: 966 461 625.

Car Insurance Lanzarote — Get a Free Quote

GENERALI CAR INSURANCE · LANZAROTE · FREE ENGLISH ADVICE

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