Life Insurance Lanzarote

It depends on the condition. Many conditions are declared at application and covered at a rated premium. Serious conditions may affect eligibility or increase the premium significantly. Turner Insurance works through the Generali application process with you, helping you declare conditions correctly and identify the most suitable available plan.

Yes. Generali life insurance policies provide worldwide cover — the policy pays out regardless of where death occurs. The named beneficiary submits the claim with the required death certificate documentation. Turner Insurance assists beneficiaries with the claims process in English.

The named beneficiary contacts Generali with the death certificate and policy reference. Payout is made directly to the beneficiary, typically within a few weeks. The payment bypasses the normal Spanish inheritance process, which can otherwise take many months. Turner Insurance assists beneficiaries with all paperwork throughout the claim.