Motorbike Insurance Lanzarote

Motorbike Insurance in Lanzarote — Generali Cover

Lanzarote offers year-round riding conditions — mild temperatures, dry roads, and an interesting network of routes across the volcanic landscape. The LZ-1, LZ-2, and LZ-35 circuit provides varied riding, while quieter roads through La Geria wine country and the north around Haría attract touring riders seeking less traffic.

Spanish motorbike insurance is a legal requirement for all bikes on public roads. UK-registered bikes permanently based in Lanzarote must be re-registered in Spain within 90 days of residency. Generali motorbike policies for Lanzarote cover all engine sizes from 50cc scooters to large tourers, with IGIC applied rather than mainland IVA.

Motorbike Insurance Lanzarote — Local Considerations

The Alisios trade winds blow consistently from the north-east and can create strong crosswind conditions on exposed coastal roads, particularly near Famara cliffs and the Mirador del Rio in the north. Riders should account for crosswinds on these exposed sections, where gusts can arise suddenly in transition zones between sheltered and open terrain.

Tourist hire car traffic is heavy on the main coastal routes during the October to April peak season. Riders should be aware of hire car drivers unfamiliar with local roads. Comprehensive motorbike policies include theft cover — theft risk is moderate in resort areas during peak season.

Two of our guides are useful background for anyone insuring a vehicle in Lanzarote. One covers how to check if a car is insured in Spain. The other explains which DGT environmental sticker your vehicle needs.