Travel Insurance Mallorca

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Travel Insurance in Mallorca from Generali. Travel insurance is not legally compulsory for residents of Spain but it is required as part of the Schengen Visa application for certain non-EU nationals, and EU residents lose EHIC/GHIC cover the moment they leave the Spanish public health system. most expats arrange an annual multi-trip policy for European travel, with optional worldwide upgrade for the UK and beyond. Add-ons include winter sports, cruise and gadget cover. As authorised exclusive Generali agents, we arrange travel insurance for expats across Mallorca and the surrounding Balearic Islands (Illes Balears) — in English, with our local office based in Jávea.

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Travel Insurance in Mallorca — Generali Cover

Travel insurance is not legally compulsory for residents of Spain but it is required as part of the Schengen Visa application for certain non-EU nationals, and EU residents lose EHIC/GHIC cover the moment they leave the Spanish public health system. For expats who travel from in Mallorca and the wider Balearic Islands (Illes Balears), most expats arrange an annual multi-trip policy for European travel, with optional worldwide upgrade for the UK and beyond. Add-ons include winter sports, cruise and gadget cover.

If you are arriving from the UK, Netherlands, Ireland or Belgium, we can arrange cover from the moment you settle in Mallorca — with all documents available in English and a local Generali office in Jávea to handle anything in person. The expat profile here is broad: Hugely international — the largest German community in Spain outside Madrid, plus very strong British, Scandinavian, Swiss and Dutch populations. Many German residents are centred around Palma, Andratx and the southwest; British communities are stronger in Pollença, Alcúdia and Santa Ponça.

Travel Insurance Mallorca — Local Considerations

For residents of Mallorca, travel insurance is shaped by two distinct trip patterns: short flights back to the UK or northern Europe via Palma de Mallorca (PMI) — the busiest airport in Spain by passenger numbers in peak summer, and longer worldwide trips. Demographic profile here — Hugely international — the largest German community in Spain outside Madrid, plus very strong British, Scandinavian, Swiss and Dutch populations. Many German residents are centred around Palma, Andratx and the southwest; British communities are stronger in Pollença, Alcúdia and Santa Ponça. — means roughly six in ten of our travel policies cover regular trips back to the UK or Ireland, with the remaining annual multi-trip policies split between European city breaks, cruises out of Alicante or Valencia, and one or two long-haul trips a year.

Notable departure points and seasonal travel hubs near Mallorca include Palma cathedral and old town, the Serra de Tramuntana UNESCO World Heritage range, Sóller, Cap Formentor. The nearest medical and emergency-evacuation referral on departure is via Hospital Universitari Son Espases (Palma), Hospital Son Llàtzer, Hospital Quirónsalud Palmaplanas, Clínica Juaneda, Hospital de Manacor — relevant if a delayed-departure or pre-trip-cancellation claim turns medical. All claims are handled by an English-speaking line, with Spanish-side paperwork (parte) co-ordinated by our local team.

How to Get a Travel Insurance Quote in Mallorca

Call 966 461 625 or email info@turnerinsurance.es — our English-speaking Generali team covers Travel Insurance in Mallorca, across Balearic Islands (Illes Balears) and the rest of Spain, Monday to Friday 09:30–15:00. You can also request a quote online and we will reply the same working day.

Approximate Travel Insurance Pricing — Mallorca

Indicative annual multi-trip premiums for a couple aged 40–65 in Balearic Islands (Illes Balears):

Annual Europe Multi-Trip

from €145/yr

Unlimited trips up to 30 days each
Schengen-compliant cover
Medical emergencies & repatriation
24/7 English-speaking line

Frequently Asked Questions — Travel Insurance in Mallorca

Yes — once you are resident in Spain, your UK GHIC will no longer entitle you to free care in the UK, and any trip outside the EU will fall outside Spanish public-system reciprocity. Most residents of Mallorca take an annual multi-trip policy for European cover (covering the regular UK / Ireland / Netherlands trips most expats make), with worldwide upgrade for longer-haul travel. The policy also covers cancellation and baggage.

The principal airport for international travel from Mallorca is Palma de Mallorca (PMI) — the busiest airport in Spain by passenger numbers in peak summer. We use this as the schedule point when calibrating travel cover — missed-departure cover, transfer delays and connection failures are all assessed relative to this airport. If you regularly fly from a secondary airport (Alicante, Valencia, Murcia, Gibraltar or one of the other Costa hubs) note that on your application.

Yes — pre-existing conditions are accepted on referral underwriting. Common conditions like controlled hypertension, controlled cholesterol, well-managed diabetes and asthma are often loaded at standard or small additional premium. Major conditions (recent cardiac event, recent surgery, oncology in active treatment) are individually quoted. We complete a short medical declaration in English and submit it for review — you usually have an answer within two working days.

More questions? Contact us for free English-speaking advice — 966 461 625.

💡 Tip: residents who travel often should request annual multi-trip cover — the per-trip price is usually under €6 once you take three or more trips a year.

Travel Insurance Mallorca — Get a Free Quote

GENERALI TRAVEL INSURANCE · MALLORCA, BALEARIC ISLANDS (ILLES BALEARS) · FREE ENGLISH-SPEAKING ADVICE

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