Health Insurance in Mallorca from Generali. Private health insurance is mandatory for residency applications under several Spanish visa routes — including the non-lucrative visa, the digital nomad visa and most student visas — and is required to have no copay and no waiting periods to satisfy the consulate. most residents choose a Generali cuadro médico (closed-network) plan to keep premiums down, or a reembolso (refund) plan for free choice of doctor including in the UK. As authorised exclusive Generali agents, we arrange health insurance for expats across Mallorca and the surrounding Balearic Islands (Illes Balears) — in English, with our local office based in Jávea.
Get a Free Health Insurance Quote →Private health insurance is mandatory for residency applications under several Spanish visa routes — including the non-lucrative visa, the digital nomad visa and most student visas — and is required to have no copay and no waiting periods to satisfy the consulate. For expats who live or visit in Mallorca and the wider Balearic Islands (Illes Balears), most residents choose a Generali cuadro médico (closed-network) plan to keep premiums down, or a reembolso (refund) plan for free choice of doctor including in the UK.
If you are arriving from the UK, Netherlands, Ireland or Belgium, we can arrange cover from the moment you settle in Mallorca — with all documents available in English and a local Generali office in Jávea to handle anything in person. The expat profile here is broad: Hugely international — the largest German community in Spain outside Madrid, plus very strong British, Scandinavian, Swiss and Dutch populations. Many German residents are centred around Palma, Andratx and the southwest; British communities are stronger in Pollença, Alcúdia and Santa Ponça.
Choosing a health plan in Mallorca is heavily shaped by which hospital network covers the area. The principal hospitals serving Mallorca are Hospital Universitari Son Espases (Palma), Hospital Son Llàtzer, Hospital Quirónsalud Palmaplanas, Clínica Juaneda, Hospital de Manacor. The Generali cuadro médico (closed-network) plan is built around these specific providers, with English-speaking GPs and specialists available throughout. Demographic profile here is: Hugely international — the largest German community in Spain outside Madrid, plus very strong British, Scandinavian, Swiss and Dutch populations. Many German residents are centred around Palma, Andratx and the southwest; British communities are stronger in Pollença, Alcúdia and Santa Ponça.
Climate is a real factor too — Mediterranean — hot dry summers (28–32°C), mild winters (10–17°C). The Tramuntana mountains create local variations. That matters because some chronic conditions (respiratory, joint, cardiovascular) respond well to the local climate, which is one reason many residents choose to stay long term. For visa-compliant cover (non-lucrative visa, digital nomad visa, student visa) the Generali plan satisfies the consulate requirement of no copay and no waiting periods.
Call 966 461 625 or email info@turnerinsurance.es — our English-speaking Generali team covers Health Insurance in Mallorca, across Balearic Islands (Illes Balears) and the rest of Spain, Monday to Friday 09:30–15:00. You can also request a quote online and we will reply the same working day.
Annual premiums per adult, no significant pre-existing conditions in Balearic Islands (Illes Balears):
Prices shown are typical starting points and depend on your individual circumstances. Contact us for a free personalised quote.
More questions? Contact us for free English-speaking advice — 966 461 625.
💡 Tip: residents who plan to apply for a Spanish visa should ask explicitly for the non-lucrative visa-compliant certificate — not all health policies meet the rules.
GENERALI HEALTH INSURANCE · MALLORCA, BALEARIC ISLANDS (ILLES BALEARS) · FREE ENGLISH-SPEAKING ADVICE
Also in Mallorca
We arrange health insurance for expats across Spain - online and through our local office in Jávea. These popular areas near Mallorca are supported:
