Marine Insurance Lanzarote

Marine Insurance in Lanzarote — Generali Boat Cover

The compulsory-insurance rule reaches every Spanish harbour, Lanzarote’s included: marine third-party liability is required for any vessel above 6 m or with an engine over 25 kW. Most owners here carry a full casco y maquinaria (hull and machinery) policy as well — theft, fire, storm, collision and grounding — with liability limits their marina’s berthing contract accepts. As authorised exclusive Generali agents we cover owners across Lanzarote and the wider Canary Islands (Islas Canarias), working in English from our Javea office.

Lanzarote is many crews’ first Canary landfall and many others’ last stop before the ocean, so the island’s pontoons hold an unusually well-travelled fleet: passage-hardened cruising yachts alongside locally kept motor boats, RIBs and sports fishers. We insure them all, and when a boat settles here permanently we move UK, Dutch, Belgian and German owners onto Spanish-flag (LE bandera) cover with no-claims records intact and recent foreign surveys accepted. For the ground rules, start with our boat insurance in Spain guide.

Keeping a Boat on Lanzarote — Rubicón, Puerto Calero and Arrecife

Lanzarote concentrates its boating in three places, each with its own character. Marina Rubicón sits at the sunny southern tip beside Playa Blanca, looking across the Bocaina strait to Fuerteventura; Puerto Calero is a purpose-built private marina on the sheltered south-east coast; and Marina Lanzarote in Arrecife puts berths, boatyard and travel lift beside the capital’s services. What that means for your policy:

• Marina Rubicón — the gateway for day trips to the Papagayo anchorages and crossings to Fuerteventura; keep the declared navigation zone wide enough for the strait.
• Puerto Calero — quiet, well-run and residential; classic hull-and-liability territory for resident owners’ cruisers and sports fishers.
• Marina Lanzarote (Arrecife) — the island’s boatyard hub; declare haul-out and lay-up periods so cover continues ashore during works.

The coastline itself is young volcanic rock, and it behaves like it: deep water close inshore, a sharp seabed, and few gently shelving beaches to lean on if something goes wrong. Anchoring calls for care — ground tackle suffers on rock, and a dragged anchor meets an unforgiving shore — while the reliable NE trade wind and the occasional calima dust haze set the sailing rhythm. There is no meaningful off-season: boats here are used, and exposed, all twelve months.

Position does the rest. Lanzarote is the first of the Canaries on the route down from mainland Spain, Gibraltar and Madeira, and for many crews the last provisioning stop before the Atlantic proper, so delivery passages in and out are part of normal life. Cover throughout EU and EEA waters is standard; passages beyond — an ocean crossing, or a season in the Caribbean — are extensions agreed individually, and worth raising with us while the trip is still an idea rather than a departure date.

The claims we see from Lanzarote are what an Atlantic island produces: trade-wind chafe on warps and covers, gelcoat and keel damage from rocky anchorages, UV-aged canvas failing in a blow, and the occasional theft of tenders or electronics in the capital. All of it is handled in English — our marine insurance claim guide walks through the process step by step.