Life Insurance Oliva

Yes. Term life insurance is typically available up to an entry age of 65–70 depending on the plan. Whole-of-life cover is available beyond this age without an upper entry age limit for the standard plans. Premiums are higher for older entry ages, but the protection is available. We present the options for your specific age and health situation and recommend the most suitable plan.

Generali pays out in euros. The named beneficiary can then convert the lump sum to pounds or any other currency. The payout arrives promptly after the death certificate and claim documents are submitted. We advise beneficiaries — typically family in the UK — on the process at the time of arranging the policy so they know exactly what steps to take when the time comes.

You will need your NIE (Número de Identidad de Extranjero), proof of address in Spain, and to complete a health declaration at application stage. For whole-of-life or higher-sum-insured plans, a medical examination may be required. We guide you through the document requirements and health declaration process step by step, and arrange everything remotely — you do not need to visit an office.