Home Insurance in Mijas from Generali. Home insurance is not legally compulsory in Spain for outright owners, but a continente (buildings) policy is mandatory if your home has a mortgage — lenders require it as a condition of the loan. most homeowners arrange a combined continente + contenido (buildings and contents) policy, plus responsabilidad civil familiar (family liability) and assistance cover. As authorised exclusive Generali agents, we arrange home insurance for expats across Mijas and the surrounding Costa del Sol, Málaga — in English, with our local office based in Jávea.
Get a Free Home Insurance Quote →Home insurance is not legally compulsory in Spain for outright owners, but a continente (buildings) policy is mandatory if your home has a mortgage — lenders require it as a condition of the loan. For expats who live in Mijas and the wider Costa del Sol, Málaga, most homeowners arrange a combined continente + contenido (buildings and contents) policy, plus responsabilidad civil familiar (family liability) and assistance cover.
If you are arriving from the UK, Netherlands, Ireland or Belgium, we can arrange cover from the moment you settle in Mijas — with all documents available in English and a local Generali office in Jávea to handle anything in person. The expat profile here is broad: Strong British, Northern European and Spanish mix — Mijas Pueblo is the white-village heart with a large British expat population, Mijas Costa runs along the coastline between Fuengirola and Marbella, and La Cala de Mijas is a fast-growing coastal hub.
The home-insurance risk in Mijas is shaped by local property and weather patterns. The biggest underwriting concerns here are wildfire exposure in the Sierra de Mijas (the 2022 wildfire was the largest in recent Costa del Sol history), salt corrosion on coastal properties, holiday-let burglary patterns in La Cala. Climate is Mediterranean — the higher pueblo (430 m elevation) is several degrees cooler than the coastal areas, particularly in summer evenings. Notable concentrations of expat homes that we cover include Mijas Pueblo (white village with donkey-taxi tradition), La Cala de Mijas, Calanova and Mijas Golf, the Sierra de Mijas. The local profile of the population — Strong British, Northern European and Spanish mix — Mijas Pueblo is the white-village heart with a large British expat population, Mijas Costa runs along the coastline between Fuengirola and Marbella, and La Cala de Mijas is a fast-growing coastal hub. — means many homes are second residences or holiday lets, which changes the underwriting (unoccupied-property rules, water-damage exclusions and burglary cover all become more important).
For new-build owners, continente (buildings) cover must reflect the actual rebuild cost — in Mijas that figure has risen sharply post-pandemic. We arrange a free capital asegurado review with each quote so your sum-insured stays current. Nearest medical referral — relevant for any 24-hour home-assistance call-out — is via Hospital Costa del Sol (Marbella), Hospital Quirónsalud Fuengirola, Vithas Xanit Benalmádena.
Call 966 461 625 or email info@turnerinsurance.es — our English-speaking Generali team covers Home Insurance in Mijas, across Costa del Sol, Málaga and the rest of Spain, Monday to Friday 09:30–15:00. You can also request a quote online and we will reply the same working day.
Annual premiums for a 150–200 m² main-residence villa or apartment in Costa del Sol, Málaga:
Prices shown are typical starting points and depend on your individual circumstances. Contact us for a free personalised quote.
More questions? Contact us for free English-speaking advice — 966 461 625.
💡 Tip: always check that unoccupied-property cover is included if you spend long periods away from your Spanish home.
GENERALI HOME INSURANCE · MIJAS, COSTA DEL SOL, MÁLAGA · FREE ENGLISH-SPEAKING ADVICE
We arrange home insurance for expats across Spain - online and through our local office in Jávea. These popular areas near Mijas are supported:
