Home Insurance Els Poblets

Yes, provided they are declared as part of the sum insured at inception. A tool store, garage, pool house, or pergola attached to your Els Poblets property should be included in the building sum insured. Structures that are omitted or under-valued at the start of the policy will either be uninsured or subject to proportional reduction on any claim. We help you compile the correct total sum insured when arranging the quote.

The flat agricultural plain around Els Poblets can experience surface water flooding during intense DANA storm events. Properties near the Racons river or irrigation channels carry a slightly higher risk. Consorcio de Compensación de Seguros covers flood damage from natural catastrophes through your private policy. We advise on any local risk factors when arranging your specific quote.

Yes. A holiday-home policy is designed for properties that are unoccupied for extended periods. It covers the building and contents year-round without penalising vacancy. You must declare the intended occupancy pattern accurately — claiming on a standard residential policy for a property used as a holiday home can lead to complications at claim time. We always arrange the correct policy type from the start.