Health Insurance in Tenerife from Generali. Private health insurance is mandatory for residency applications under several Spanish visa routes — including the non-lucrative visa, the digital nomad visa and most student visas — and is required to have no copay and no waiting periods to satisfy the consulate. most residents choose a Generali cuadro médico (closed-network) plan to keep premiums down, or a reembolso (refund) plan for free choice of doctor including in the UK. As authorised exclusive Generali agents, we arrange health insurance for expats across Tenerife and the surrounding Canary Islands (Islas Canarias) — in English, with our local office based in Jávea.
Get a Free Health Insurance Quote →Private health insurance is mandatory for residency applications under several Spanish visa routes — including the non-lucrative visa, the digital nomad visa and most student visas — and is required to have no copay and no waiting periods to satisfy the consulate. For expats who live or visit in Tenerife and the wider Canary Islands (Islas Canarias), most residents choose a Generali cuadro médico (closed-network) plan to keep premiums down, or a reembolso (refund) plan for free choice of doctor including in the UK.
If you are arriving from the UK, Netherlands, Ireland or Belgium, we can arrange cover from the moment you settle in Tenerife — with all documents available in English and a local Generali office in Jávea to handle anything in person. The expat profile here is broad: Hugely international — British presence is dominant in the south (Los Cristianos, Costa Adeje, Playa de las Américas), Italian and German communities are strong, and the north is more Spanish and Latin American (large Venezuelan and Cuban communities).
Choosing a health plan in Tenerife is heavily shaped by which hospital network covers the area. The principal hospitals serving Tenerife are Hospital Universitario de Canarias (La Laguna), Hospital Universitario Nuestra Señora de Candelaria (Santa Cruz), Hospiten Sur (Costa Adeje), Hospiten Sur Reina (Playa de las Américas), Hospital Quirónsalud Tenerife. The Generali cuadro médico (closed-network) plan is built around these specific providers, with English-speaking GPs and specialists available throughout. Demographic profile here is: Hugely international — British presence is dominant in the south (Los Cristianos, Costa Adeje, Playa de las Américas), Italian and German communities are strong, and the north is more Spanish and Latin American (large Venezuelan and Cuban communities).
Climate is a real factor too — Subtropical — eternal-spring climate, daytime 20–28°C year-round in coastal south. The north is cooler and wetter due to trade winds; the mountains can be cold and snowy at altitude. That matters because some chronic conditions (respiratory, joint, cardiovascular) respond well to the local climate, which is one reason many residents choose to stay long term. For visa-compliant cover (non-lucrative visa, digital nomad visa, student visa) the Generali plan satisfies the consulate requirement of no copay and no waiting periods.
Call 966 461 625 or email info@turnerinsurance.es — our English-speaking Generali team covers Health Insurance in Tenerife, across Canary Islands (Islas Canarias) and the rest of Spain, Monday to Friday 09:30–15:00. You can also request a quote online and we will reply the same working day.
Annual premiums per adult, no significant pre-existing conditions in Canary Islands (Islas Canarias):
Prices shown are typical starting points and depend on your individual circumstances. Contact us for a free personalised quote.
More questions? Contact us for free English-speaking advice — 966 461 625.
💡 Tip: residents who plan to apply for a Spanish visa should ask explicitly for the non-lucrative visa-compliant certificate — not all health policies meet the rules.
GENERALI HEALTH INSURANCE · TENERIFE, CANARY ISLANDS (ISLAS CANARIAS) · FREE ENGLISH-SPEAKING ADVICE
Also in Tenerife
We arrange health insurance for expats across Spain - online and through our local office in Jávea. These popular areas near Tenerife are supported:
