Motorbike Insurance Mallorca

Premier motorbike insurance for expats riding across Mallorca in the Balearic Islands.

Motorbike Insurance in Mallorca — Generali Cover

Mallorca is widely regarded as one of Europe’s finest motorcycle destinations. The Serra de Tramuntana mountain roads along the northwest coast offer world-class riding through UNESCO-protected scenery, the eastern coastal roads provide flowing curves above turquoise bays, and the flat interior plains allow easy touring between traditional market towns. For riders, the island delivers an extraordinary variety of terrain within manageable daily distances.

We arrange Generali-backed motorbike insurance for the thriving riding community on Mallorca. Whether you ride the Tramuntana passes every weekend, commute through Palma daily, or tour the island’s quieter eastern coast, our policies provide comprehensive cover tailored to the unique conditions of Balearic riding.

Motorbike Insurance Mallorca — Local Considerations

The Ma-10 through the Serra de Tramuntana is Mallorca’s signature riding road—a demanding route with tight hairpins, tunnels, and significant exposure above steep valleys. The road surface is generally excellent, but the tunnels have limited lighting and some require headlights in daylight. The Sa Calobra descent (Ma-2141) is legendary among riders: 14 kilometres of continuous switchbacks dropping 800 metres to the sea. These roads reward skill and punish complacency in equal measure.

Away from the Tramuntana, Mallorca offers gentler riding. The roads through the Es Pla central plain are flat and fast, connecting towns like Sineu, Petra, and Manacor. The east coast roads above Porto Cristo and Artà provide flowing curves with sea views. Palma itself is busy but manageable on a motorcycle, with the ring road (Ma-20) providing an efficient bypass. Year-round sunshine makes Mallorca one of the few places in Europe where you can ride comfortably in every month.

How to Get a Motorbike Insurance Quote in Mallorca

Call 966 461 625 or email info@turnerinsurance.es — our English-speaking Generali team in Jávea covers Motorbike Insurance in Mallorca, across the Balearic Islands, Monday to Friday 09:30–15:00. You can also request a quote online and we will reply the same working day.

Approximate Motorbike Insurance Pricing — Mallorca

Annual premiums in the Illes Balears area. Actual quotes depend on your vehicle and circumstances:

Terceros Ampliado

from €120/yr

RC Obligatoria included
Theft and fire cover
24-hour European breakdown
Legal assistance

Best Value

Todo Riesgo (Comprehensive)

from €280/yr

Full own-damage cover
Theft, fire and glass
24-hour European breakdown
Replacement transport option

Prices are indicative and depend on your individual circumstances. Contact us for a free personalised quote.

Frequently Asked Questions — Motorbike Insurance in Mallorca

Yes. All public roads on Mallorca are covered, including the Ma-10 Tramuntana route and the Sa Calobra descent. Roadside assistance applies throughout the island, including in the mountains. These roads are among the most popular motorcycle routes in the Balearics and are fully covered under your policy.

Yes. Cover applies during ferry crossings to and from the Balearic Islands. Your motorcycle is insured in transit and on all roads both on Mallorca and the mainland. Many riders bring their bikes to the island for extended stays or make occasional mainland touring trips.

Standard road insurance does not cover track use. If you ride at the Circuito de Mallorca (Llucmajor), you would need separate track day cover. Your road policy covers all public roads on the island but excludes closed-circuit events. Contact us if you need advice on track day options.

More questions? Contact us — free English-speaking advice: 966 461 625.

💡 Tip: keep a European Accident Statement (parte amistoso) in the car — it decides claims.

Motorbike Insurance Mallorca — Get a Free Quote

GENERALI MOTORBIKE INSURANCE · MALLORCA, BALEARIC ISLANDS · FREE ENGLISH ADVICE

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