Life Insurance Benijofar

Yes. Life insurance paid to a named beneficiary bypasses the succession process entirely. Once the required documentation is provided, Generali pays your beneficiary directly — typically within a few weeks, compared to many months through a Spanish will.

Term life policies generally accept new applicants only up to age 69. For older clients, funeral insurance (seguro de decesos) asks no medical questions, although its standard entry limit is also age 69 (older applicants only by specific agreement with Generali). Contact Turner Insurance with your current age and we will confirm exactly what terms are available for you.

Yes. Spanish law gives you the right to switch mortgage life insurance to an independent insurer. The lender cannot penalise you for switching. Turner Insurance provides a comparison quote — many Benijofar residents save significantly on their annual premium.