Home Insurance Mojácar

The core cover — buildings, contents, liability, and Consorcio activation — is the same. However, the insured rebuild value must reflect the specific construction type and access constraints. Pueblo village houses have higher rebuild costs per square metre due to the narrow street access and traditional construction methods. Turner Insurance advises on appropriate values for both property types.

Flash flooding from gota fría storms is classified as a natural catastrophe in Spain and is covered through the Consorcio de Compensación de Seguros, activated by having a valid home insurance policy. This covers the cost of reinstatement following flood damage. Turner Insurance guides you through the Consorcio claim process if needed.

Yes. Non-resident property owners can arrange home insurance through Turner Insurance. Secondary or holiday-use properties may have slightly different policy terms — for example, unoccupancy periods and security requirements. Turner Insurance ensures your policy is correctly configured for how the property is actually used throughout the year.