⚠️ Important — please read. These are AI translations produced on 5 June 2026, provided as a guide only. The wording may be amended by Generali at any stage, and in any dispute the original Spanish version is the only binding text. The documents are Generali Salud Opción Single (G50881, 01/2026), Family (G50954, 01/2024) and Premium (SA 190/GEN, G51629, 01/2026).
Salud Opción is Generali's medical-network (cuadro médico) health insurance: you pick your doctors, specialists, clinics and hospitals from Generali's panel, and Generali settles the cost directly — you don't pay and reclaim. It comes in three versions, so you choose the level of cover and price that fits.
The quick guide: Single is the streamlined individual plan; Family adds the cover families use most (maternity, paediatrics); Premium is the top plan and the one that can be taken sin copago (no co-payment) — making it the version that meets Spanish visa and residency requirements.
For a plain-English overview or a quote, see our health insurance in Spain page or contact our team. As an authorised exclusive Generali agent, Turner Insurance can explain any clause.
Insurer: GENERALI España S.A. de Seguros y Reaseguros · Product family: Salud Opción — Seguro de Protección Médica
The three Salud Opción options
Individual
Salud Opción Single
The streamlined plan for one person — full access to Generali's medical network for primary care, specialists, diagnostics, hospitalisation and surgery. The value choice for an individual.
Read the Single conditions →
Families
Salud Opción Family
Built for families — the same network cover plus the things families use most, including maternity and childbirth, paediatrics, and complementary family benefits. Co-payment plan.
Read the Family conditions →
✓ Visa & residency
Top tier
Salud Opción Premium
The most complete plan — and the one that can be arranged without co-payments, with full cover in Spain. The Generali policy that qualifies for the non-lucrative and digital-nomad visas.
Read the Premium conditions →
What they share ↑ top
All three are asistencia sanitaria (network) policies underwritten by Generali España. They share the same cover framework — primary care, the full range of medical & surgical specialities, diagnostics, hospitalisation and surgery, ambulance, and travel assistance abroad — and the same waiting periods: 3 months for surgery, hospitalisation and complex diagnostics, 8 months for maternity, automatically waived in a vital emergency or after an accident. Each is an annual policy that renews automatically. The differences are in the depth of cover, the family/maternity benefits, and whether a co-payment applies.
Not sure which Salud Opción fits? If you need the policy for a visa or residency, it is
Premium, sin copago. For everyday family cover, Family; for an individual on a budget, Single. See our
health insurance in Spain page for an overview and a quote, or
contact Turner Insurance — your authorised exclusive Generali agent in Jávea, and we'll match the option to you.
