Holiday Home Insurance San Juan

Holiday Home Insurance in San Juan

San Juan sits on the northern Costa Blanca close to Altea, Benidorm and Dénia — a stretch of the Alicante coast popular with British, Dutch and Scandinavian holiday-home buyers since the 1980s. Properties range from seafront apartment blocks and marina-adjacent developments to hillside villas above the coast. San Juan's proximity to the resort infrastructure of Benidorm makes it a natural base for tourist rental as well as a long-term holiday home.

A Generali holiday home policy for San Juan provides cover for extended vacancy periods (the main gap in standard home insurance), anti-squatter legal defence and the option to add a tourist-rental (alquiler turístico) endorsement if you let the property. The Consorcio de Compensación de Seguros gateway is included automatically for extraordinary natural events.

Holiday Home Insurance San Juan — Local Considerations

• Extended vacancy cover: holiday properties in San Juan may be empty for long periods outside the summer season; the extended-unoccupancy endorsement (valid for vacant periods up to 12 months) is the essential upgrade from a standard seguro de hogar.
• Tourist rental: San Juan's proximity to Benidorm makes it well-suited to short-let platforms such as Airbnb and Booking.com; standard holiday-home cover excludes commercial letting — the alquiler turístico / VUT endorsement is required if you let the property.
• Salt-air and coastal exposure: seafront and sea-facing properties on the northern Costa Blanca have higher-than-average pipe corrosion and storm damage; correct declaration of exposed features (balconies, exterior glazing, pool) is important.
• Anti-squatter protection: vacant properties across Spain face growing squatter risk; the defensa jurídica antiokupación rider funds legal eviction proceedings.