Life Insurance Playa Flamenca

Yes. Life insurance paid to a named beneficiary bypasses the succession process. Once required documentation is provided, Generali pays your beneficiary directly — typically within a few weeks rather than the many months a Spanish will can take.

Term life policies generally accept new applicants only up to age 69. For older clients, funeral insurance (seguro de decesos) asks no medical questions, although its standard entry limit is also age 69 (older applicants only by specific agreement with Generali). Contact Turner Insurance with your age and we will confirm exactly what terms and premiums are available.

Yes. Spanish law gives you the right to switch mortgage life insurance to an independent insurer. The lender cannot penalise you. Turner Insurance provides a comparison quote — many Playa Flamenca residents save significantly by making this switch.