Health Insurance Santa Pola

Yes. Many Santa Pola expats who receive an S1 (entitling them to Spanish public healthcare through their UK pension) also take out a private Generali policy to access specialists and private hospitals more quickly. The private policy acts as a top-up for speed and quality of access. Turner Insurance explains how the two systems complement each other and helps you choose the right private cover.

Standard Spanish-based Generali health policies cover treatment within Spain and do not typically cover medical treatment in the UK, where the NHS provides universal access. For cover while travelling abroad — including visits back to the UK — a separate travel insurance policy is needed. Turner Insurance can arrange both health and travel policies together efficiently.

Often yes. The EXPAT Medcare plan can cover certain declared pre-existing conditions; others may be excluded initially or become coverable after a waiting period. Each situation is assessed on its own merits. We handle all health declarations sensitively and confidentially. Call 966 461 625 to discuss your specific health history and find out what cover is available for you.