We offer one of the most comprehensive marine insurance policies in Spain via Liberty Seguros. Our policies can be structured according to your needs and budget, starting with the basic policy cover just third-party liability to get you one the water up to a fully comprehensive policy including legal defense, medical cover, nautical assistance etc.
We can also offer institute yacht clauses (IYC) for those who specifically want this. Cover is available for Spanish, EU, and British flag vessels, however, if you are importing your boat and need cover before the new registration arrives, please contact us as we may be able to assist and offer cover during the import, it will depend on the vessel and the flag. We can offer cover for people holding UK licenses and UK flag vessels on an SSR registration. The policies we offer are for those who use their vessels in Spanish coastal waters, extensions can be added for the whole of the Mediterranean Sea and inland canals for a small ser charge. We can offer cover for all Spanish, UK and EU flagged pleasure crafts, boats, including inflatable and semi-rigid, jet skis / personal watercrafts (PWC), yachts, catamarans and tenders.
Our policies can be structured according to your needs and can include the following optional extra cover (Standard Cover: Third-party liability):
Medical cover for captain and passengers
Liability cover for skiers
Cover for all accessories
Cover for personal effects
Cover to remove remains of sunken vessel if requested by the authorities.
Own damage including hull, sails, engines etc
Total Loss due to theft
Cover for tender or auxiliary engine
Theft out of water providing its securely stored.
BROWSE SOME OF OUR MOST POPULAR FAQ’s AROUND MARINE INSURANCE. IN ADDITION, IF YOU HAVE ANY FURTHER QUESTIONS, PLEASE GET IN TOUCH.
Yes, all boats, PWC´s and yachts need registering to be insured.
We are unable to offer insurance for those who do not hold the required qualifications for handling boats, personal water crats or yachts, you are legally required to have a license for any boats over 5mtrs if it has an engine under 15hp, or yachts over 6mtrs in beam.
Yes, we can insure UK, Spanish, and EU registered boats, PWC´s and yachts.
Yes, however please specify this when you ask for a quote
I wish to take my boat from the UK to Spain, then round the Mediterranean and over to North Africa, can you offer cover?
We are unable to offer cover from the UK or UK coastal water at all, we can offer optional extra cover for all of the Mediterranean, including African ports in the Med upon request.
We can add on nautical assistance as an optional extra, this gives cover in the event of a breakdown of any form to send out the local rescue service. There is an emergency phone number and also a radio frequency for you to use. Please note you may be required to pay for the service and then ask for reimbursement, although authorization for reimbursement can be given, the harbor sometimes insist on payment then and there, so reimbursement is not a problem, however you must contact the emergency rescue service in the first place so they have a record of your claim.
Insurance policies in Spain are done so according to Spanish law, therefor any vessel over 6mtrs in beam or has an engine of any form, requires insurance that gives cover for third party liability cover for death, injury, or material damage to any third party, economic losses due to direct consequences of material or personal damage and damage to other vessels both with and without contact. Without insurance however you will be unable to enter any ports in Spain, this means getting your vessel in the water in the first place without insurance is impossible.
Brexit has caused 2 issues:
Firstly, UK flagged vessels, EU registration VAT has to be paid on your vessel if it is being kept in the EU.
Secondly, UK boat licenses, currently due to Brexit UK licenses are not valid for using EU registered vessels, UK license holders can use UK flagged vessels in the EU. The Spanish authorities are adapting Spanish law to also allow UK boat license holders to pilot Spanish registered vessels. Due to the tourism this will be resolved soon though.
We can include own damage and theft cover on our policies, if kept at home it must have a trailer lock and be stored behind locked gates, we must advise the insurer where it is being kept and if you change the declared mooring or storage on the policy, we must inform the insurer immediately. Cover is also included with this clause for any damages while towing to and from the sea.
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