Insurance for static caravans and static mobile homes in Spain — covering your holiday park home or year-round residential static on the Costa Blanca. Generali policies arranged by Turner Insurance Specialists, Jávea. Free English quote — 966 461 625.
⚡ Quick Answer
Also known asStatic home insurance · mobile home insurance Spain
Who needs itOwners of static caravans sited in Spain
Not covered byStandard home insurance (excludes mobile homes)
Typical cost€150–€350/year
NIE requiredNo — passport accepted
ProviderGenerali — English documents
Why Static Caravans Need Specialist Insurance
Static caravans and mobile homes sited in Spain fall into a gap between two standard insurance categories. Standard Spanish home insurance (seguro de hogar) is written for brick-built properties and excludes mobile, prefabricated or non-permanent structures. Standard UK caravan insurance either excludes Spain entirely or limits cover to a fixed number of days abroad per year.
A specialist insurance for static caravans in Spain bridges this gap — providing comprehensive cover for the structure, contents and liability of a static home permanently sited on a Spanish holiday park or private plot.
What Static Caravan Insurance in Spain Covers
Structure Cover
Caravan body, chassis, roof and external cladding
Windows, doors and skylights
Fixed kitchen, bathroom and utility installations
Heating and air conditioning systems
Awnings, annexes and decking (where declared)
Contents Cover
Furniture and appliances
Personal belongings and clothing
Electronics and valuables up to stated limits
Garden furniture and external equipment
Liability and Events
Public liability — injury or damage caused to others on your pitch
Fire and explosion
Storm damage — including the seasonal DANA storms common on the Costa Blanca
Theft and vandalism
Accidental damage
Emergency accommodation — if the static home becomes uninhabitable
Holiday park or private land? We insure static caravans on managed holiday parks and those sited on private land across the Costa Blanca. Jávea, Dénia, Moraira, Altea and Benidorm areas. Call 966 461 625.
Static Caravan Insurance — Approximate Cost
Older caravan (value €10,000–€20,000): from €150–€220/year
Mid-range static (€20,000–€40,000): from €200–€280/year
Modern luxury static (€40,000–€80,000): from €260–€350/year
Insurance for static caravans in Spain covers a static mobile home or residential caravan that is sited permanently or semi-permanently on a holiday park, campsite or private plot in Spain. Unlike a touring caravan, a static home stays in one location and is often used as a permanent holiday base or year-round residence. Static caravan insurance covers the structure of the caravan, its contents, public liability, and accidental damage. Specialist static home insurance is needed because standard home insurance policies do not cover mobile or prefabricated structures.
Static caravan insurance in Spain typically covers: the structure of the caravan (body, chassis, roof, windows, doors), fixed installations (kitchen units, bathroom fittings, heating systems), contents (furniture, appliances, personal belongings), public liability (injury to visitors or damage to neighbouring pitches), accidental damage, storm and weather damage, fire and explosion, theft and attempted theft, and emergency accommodation if the caravan becomes uninhabitable. Some policies also cover the awning, decking and external structures as standard.
Yes — standard home insurance policies (seguro de hogar) in Spain are written for brick-built properties and exclude mobile homes and caravans. Standard caravan insurance in the UK typically excludes caravans sited in Spain or restricts cover to a limited number of days abroad. You need a specialist static caravan insurance policy that is specifically designed for a home permanently sited in Spain. Turner Insurance arranges Generali policies for British and Northern European expats with static homes on Costa Blanca holiday parks.
Static caravan insurance in Spain typically costs €150–€350 per year depending on the age and value of the caravan, the level of contents cover, the security measures on the site, and whether the caravan is used as a holiday home or permanent residence. An older caravan (10+ years) with a market value of €15,000 would typically cost €150–€200/year. A newer luxury static home worth €60,000 would cost €250–€350/year. Contact Turner Insurance on 966 461 625 for a specific quote.
Yes — we arrange static caravan insurance for British expats and holiday home owners who have a static home in Spain but are not permanently resident. You do not need Spanish residency or a NIE number to take out a policy — your passport number is sufficient. All policies are documented in English and all communication with Turner Insurance is in English. The policy operates under Spanish insurance law and is valid in Spain.