About Turner Insurance. Generali Agents, Jávea Spain

The team behind Turner Insurance Specialists S.L. — your trusted English-speaking insurance specialists in Javea, Costa Blanca.

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About Andrew Turner & Turner Insurance Specialists

Turner Insurance Specialists was founded in 2013 by Andrew Turner, an authorized exclusive insurance agent who has worked in insurance since 2001 — 25+ years of experience helping British and international expats navigate the Spanish insurance system.

What started as a dedicated service for the Javea expat community has grown into one of the Costa Blanca's most trusted independent insurance agencies. Serving clients from Denia to Benidorm, from Moraira to Alicante, and across the rest of Spain.

Turner Insurance is registered with the Dirección General de Seguros (DGS) under code C0467B54657010. We offer the full range of Generali products. Generali is one of Europe's largest and oldest insurance groups — present in Spain since 1834. Clients get the same policies as any Spanish Generali office, with the personal, English-speaking service of a local specialist.

Andrew holds the status of Mediador Colegiado with the Colegio de Mediadores de Seguros de Alicante — the official professional body for insurance intermediaries in Alicante province. Membership is open to all types of insurance intermediaries — agents, brokers and other mediadores — and requires compliance with the Spanish insurance mediation framework under Ley 26/2006.

As a colegiado, Andrew's professional standing and regulatory status are independently recognised by the Colegio and overseen by the DGS. Clients can be confident they are dealing with a fully registered, professionally accountable intermediary.

Our Credentials

  • Andrew Turner. Founder & Director — in insurance since 2001, exclusive Generali agent since 2007
  • Turner Insurance Specialists S.L.. Authorised Generali insurance agency, company DGS registry code C0467B54657010 (verifiable at dgsfp.mineco.gob.es)
  • Mediador ColegiadoColegio de Mediadores de Seguros de Alicante. The professional association for insurance intermediaries of all kinds in Alicante province — agents, brokers and mediadores — regulated under Ley 26/2006
  • Specialist in health, life, car, home and business insurance — and visa-compliant cover for Non-Lucrative Visa, Digital Nomad Visa and residencia applications
  • English-speaking team — no translation needed, no call centres, no language barriers
  • Locally based in Javea, Costa Blanca — free parking outside the office at Avenida del Pla 135
  • Trusted by hundreds of expat families and businesses across the Costa Blanca since 2009

Our Team

Five experienced insurance professionals — all based at our Jávea office, all fluent in English, all dedicated to making insurance straightforward for expats on the Costa Blanca.

Andrew Turner — founder Turner Insurance Specialists Jávea
Andrew Turner
Founder & Director

Andrew has worked in insurance since 2001. He has been an exclusive Generali agent since 2007 — 25+ years helping expats across the Costa Blanca. He founded Turner Insurance Specialists in 2013. DGS registered exclusive Generali agent, Mediador Colegiado del Colegio de Mediadores de Seguros de Alicante and Director of Turner Insurance Specialist S.L.

🌍 Languages: English, Spanish
📋 Specialisms: All products
🏅 DGS: C0467B54657010 · Mediador Colegiado
Flor Panizza — insurance agent and claims manager Turner Insurance Javea
Flor Panizza
Agente de Seguros · Responsable de Distribución

Flor has worked in insurance since 2008. She holds the Responsable de Distribución de Seguros designation — the person formally responsible for insurance distribution under Spanish law (Ley 26/2006). She is the active licensed agent, heads our claims department, and covers all products and claim types.

🌍 Languages: English, Spanish, Italian
📋 Specialisms: All products · Claims handling
🎓 Qualification: Professional Broker Qualification
Lisa McCarthy — renewals specialist Turner Insurance Javea
Lisa McCarthy
Renewals Specialist

With Turner Insurance since 2011, Lisa manages client renewals ensuring every policy stays correctly in place. Deep product knowledge across the most popular expat insurance lines — always explained in plain English.

🌍 Languages: English, Spanish
📋 Specialisms: Car, home, health, life, commercial, liability, pet
Jayne Wintle — sales consultant Turner Insurance Javea
Jayne Wintle
Sales Consultant

In the Spanish insurance market since 2008, Jayne brings extensive first-hand knowledge of what expats need when setting up their cover in Spain. Her friendly, practical approach makes her a first call for many new Costa Blanca arrivals.

🌍 Languages: English, Spanish
📋 Specialisms: All products
👤
Sue Byman
Sales Consultant

In insurance since 2009, Sue brings years of practical experience helping expats find the right cover in Spain. Knowledgeable across the full Generali product range and always on hand to help clients with clear, no-nonsense English-language advice.

🌍 Languages: English, Spanish
📋 Specialisms: All products

Our Story. Born From the Expat Community

Moving to Spain brings many practical challenges. Insurance is one of the most confusing. The Spanish system uses different terminology and different policy structures to the UK. Policies arrive in Spanish. Claims correspondence is in Spanish. And when something goes wrong, navigating the Spanish bureaucracy without support can be overwhelming.

Turner Insurance was built to solve exactly this problem. We provide the same comprehensive Generali insurance products that any Spanish broker would offer — but with the full explanation, ongoing support and English-language correspondence that expats need. When you have a claim, we handle it. When your renewal arrives in Spanish, we translate and explain it. When you need a certificate for your visa application, we provide it in a few days.

What We Cover. All Insurance for Expats in Spain

As authorised Generali agents, we can arrange virtually every type of insurance for individuals, families and businesses in Spain. Whether you need health insurance for your residency application, car insurance for your Spanish-registered vehicle, home insurance for your villa or apartment, or specialist business cover for your bar, hotel or professional practice. We arrange it all under one roof, with one English-speaking point of contact.

Our most popular products for expats include:

  • Health insurance. Generali Salud Opción Premium (no co-payments, visa-compliant), EXPAT Medcare (fully English-language), dental, and family plans
  • Car insurance — fully comprehensive with protected no claims bonus, courtesy car and full European breakdown as standard
  • Home insurance — buildings and contents for main homes, holiday homes, rental properties and community buildings
  • Life insurance — new policies issued up to age 69, with inheritance tax and mortgage protection planning
  • Visa insurance — health certificates for Non-Lucrative Visa and Digital Nomad Visa applications, issued in a few days
  • Business insurance — commercial, hotel, professional indemnity, fleet, transport and marine cover

Where We Are Located

Visit Our Office

📍 Avenida del Pla 135, Buzon 37, 03730, Javea, Alicante, Spain

📞 966 461 625  ·  ✉ info@turnerinsurance.es

🕐 Monday–Friday 09:30–15:00  ·  Parking available outside

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Why Clients Choose Turner Insurance

With dozens of insurance brokers and comparison sites available online, expats have more choice than ever. But insurance is not a product that benefits from being bought unseen from the cheapest provider.

When you need to make a claim, or when your visa application depends on having exactly the right certificate, having a trusted local agent who knows you. And who answers the phone in English — is worth far more than saving €20 on a policy.

  • English-speaking from start to finish — quotes, policies, renewals, claims and correspondence all handled in English
  • One point of contact. Andrew and the team know your policies personally, not just your policy number
  • Authorised Generali specialists — not a comparison site, not a call centre; direct agents who know every policy in depth
  • Visa and residency expertise — we have helped hundreds of clients obtain health insurance certificates for NLV and Digital Nomad Visa applications
  • Local knowledge — we know the Generali clinic network across the Costa Blanca and can recommend the nearest specialists, physiotherapists and dentists covered by your plan
  • Claims support in Spanish — when something goes wrong, we handle all correspondence with Generali in Spanish on your behalf
  • Free, no-obligation advice — we never charge for a quote or consultation
Get in touch

Ready to Talk?

Get in touch with our team today for free, no-obligation advice from our English-speaking specialists in Jávea.

Contact Us → 📞 966 461 625 💬 WhatsApp

Monday–Friday 09:30–15:00 · info@turnerinsurance.es · Avenida del Pla 135, Jávea