Insurance Services in Spain for Expats
Complete cover for British and Irish expats and businesses on the Costa Blanca — 31 different policies from health, life and car insurance through to fleet, hotel, cyber and specialist business cover. Free English-speaking advice from authorised Generali agents.
- ✅ 31 different policies — personal, business & specialist
- ✅ 12+ years serving Costa Blanca expats
- ✅ NLV / DNV visa-compliant health certificates
- ✅ English-speaking advice and claims support
- ✅ Authorised exclusive Generali agents
- ✅ DGS-registered C0467B54657010
AT TURNER INSURANCE WE OFFER COMPETITIVE PRICES AND COMPLETE COVER
Health Insurance
All Generali health plans — EXPAT Medcare, Salud Opción Premium, dental, family and visa-compliant policies.
Life Insurance
Clients up to 69 years. Mortgage protection and inheritance tax planning available.
Car Insurance
Protected no claims, courtesy car, full European breakdown, glass cover.
Home Insurance
24-hour emergency, accidental damage. Main, holiday, rental and landlord cover.
Funeral Insurance
Cover regardless of age or health. All funeral costs and repatriation arranged.
Travel Insurance
Single trip, annual multi-trip, family and business. Medical, cancellation, baggage.
Professional Indemnity
For freelancers, consultants, architects, lawyers and accountants.
Transport Insurance
Goods in transit by road, rail, sea or air. Single consignment or annual policy.
Fleet Insurance
Multiple vehicles on one policy. One renewal, significant savings.
Constructor's Liability
Third-party liability and decennial cover for builders and developers.
Marine Insurance
Pleasure craft, sailing boats and motorboats. Third-party, theft and fire cover.
Pet Insurance
Mandatory dog liability. Vet fees, lost pet, optional dental and PPP breed cover.
Community Insurance
Generali Comunidad. Civil liability up to €1M, 24-hour emergency, board liability.
Daily Benefit Cover
€15–€300/day when hospitalised. Surgery compensation up to €10,000.
Motorbike Insurance
All bikes, scooters and mopeds. Third party, comprehensive, European breakdown.
Van Insurance
Commercial van cover — comprehensive, tools in van, goods in transit.
Motorhome & Camper
Generali autocaravana — four tiers, European breakdown, optional contents.
Commercial & Office
Generali ON Comercios — shops, offices, restaurants. Civil liability, assistance.
Hotel Insurance
Hotels, hostals, casas rurales. Buildings, contents, guests' property, liability.
Non-Lucrative Visa Insurance
No co-payments, no waiting periods. Official certificate provided in a few days.
Digital Nomad Visa Insurance
Generali EXPAT Medcare. English-language policies, certificate in a few days.
Cyber Risk Insurance
Protection against ransomware, data breaches, GDPR fines and business interruption.
Industrial Risks Insurance
All-risks cover for manufacturing, processing and warehousing premises.
Agricultural Insurance
Cover for fincas, smallholdings and working farms. Buildings, machinery, livestock.
Self-Employed Incapacity
Permanent incapacity lump sum or income protection for autónomos.
Collective Health
Group health insurance for businesses with 10+ employees. Tax-efficient benefit.
Directors & Officers
D&O liability cover protecting company directors personally.
Personal Accident
Lump sum for accidental injury, permanent disability or accidental death.
Collective Accident
Group accident cover for employees, often required by Convenio Colectivo.
Convenio CLA
Sector-specific Convenio Colectivo accident cover meeting Spanish labour law.
Bond & Aval
Surety bonds and aval guarantees for tenders, customs and tourist accommodation.
Insurance for Expats in Spain. One Agent, Every Policy
Turner Insurance Specialists is an authorised exclusive Generali insurance agency based in Jávea, Alicante. We provide the full range of Generali insurance products for British, Irish, Dutch and international expats living on the Costa Blanca and across Spain. From health insurance and life insurance to car, home, funeral, pet, van and specialist business cover — we arrange every policy in English, from one office, with one team.
As authorised Generali agents, we offer the same policies and premiums as any other Generali agent in Spain — but with a key difference: our entire service is delivered in English.
Policy documents are explained line by line in English. Claims are handled in English. Renewals are reviewed and translated for you. For expats who did not grow up with the Spanish insurance system, this removes the single biggest source of confusion and stress when living abroad.
Why Generali? The Largest Insurance Network in Spain
Generali has been operating in Spain since 1834 — one of the oldest and largest insurance groups in Europe. In Spain, Generali policyholders access not just the Generali medical network but also the Sanitas (Bupa) network, giving clients access to over 51,000 medical professionals, 240 hospitals and 4,100 clinics across the country.
No other Spanish insurer offers this dual-network access under a single policy. For expats on the Costa Blanca, this means access to HCB Denia, HLA Vistahermosa Alicante, Clínica Benidorm and Quirónsalud facilities — all within the cuadro médico.
Generali's EXPAT Medcare range is the only fully English-language private health insurance in Spain. English app, English documents, English customer service and English-language medical certificates. Available to new applicants up to age 74, it is the highest entry age of any English-language health plan in Spain. For visa applicants, Generali Salud Opción Premium provides the DGS-compliant certificate required by Spanish consulates for Non-Lucrative Visa, Digital Nomad Visa and residency applications.
Serving Expats from Denia to Alicante since 2013
Our team of five English-speaking insurance professionals is based at our Jávea office (Avenida del Pla 135) and serves expats across the entire Costa Blanca — from Denia, Jávea and Moraira in the north to Altea, Benidorm, Calpe and Alicante to the south.
We also arrange insurance for expats anywhere in Spain. Whether you are newly arrived, planning your move or have been living in Spain for years, we provide free, no-obligation quotes by phone, WhatsApp or email — all in plain English.
Turner Insurance Specialists S.L. is registered with the Dirección General de Seguros y Fondos de Pensiones (DGS) under company registry number C0467B54657010. Andrew Turner is Mediador Colegiado del Colegio de Mediadores de Seguros de Alicante. All advice is provided by fully licensed insurance professionals regulated under Spanish law (Ley 26/2006).
Jávea (Xàbia), Alicante 03730
Mon–Fri 9:30–15:00
Mediador Colegiado Alicante
Authorised Exclusive Generali Agent
Ready to Talk?
FREE ENGLISH-SPEAKING ADVICE — NO OBLIGATION QUOTES