What are inheritance tax rates in Galicia?

Galicia applies ISD at rates that start at 7.65% and rise progressively. Galicia offers some reductions for direct descendants and spouses but these are generally less generous than Madrid, Basque Country or Andalusia. The effective burden in Galicia is moderate compared to other Spanish regions. Consult a Galician tax adviser or gestoría for current exact rates and conditions.

Does Galicia have special ISD exemptions?

Galicia offers reductions for: direct descendants (Group II) with age-related variations, the principal family residence in certain circumstances, and business and agricultural assets. However, Galicia does not offer the near-zero rates available in Madrid or Andalusia for direct descendants. The reductions are meaningful but result in a moderate effective rate for many estates.

How does life insurance interact with Galicia ISD?

Life insurance proceeds are included in the ISD base in Galicia. Direct beneficiary nomination in the policy provides the most favourable treatment. For direct descendants, the available reductions will reduce the ISD liability but are unlikely to eliminate it entirely for significant life insurance amounts. Specialist tax advice is recommended for inheritance planning in Galicia.

Is Galicia more expensive for inheritance tax than other regions?

Galicia falls in the middle ground — less generous than Madrid, Basque Country and Andalusia for direct descendants, but generally more manageable than Catalonia. The exact comparison depends on the specific inheritance amounts, family structure and beneficiary residency. A tax specialist can model the exact figures for your situation.

Can non-residents inherit in Galicia at regional rates?

Non-residents inheriting assets in Galicia are subject to the national ISD scale rather than Galicia's regional rates and deductions. This can result in higher effective rates. If you are a non-resident beneficiary, specialist advice on the applicable rules and any available relief is essential.

Inheritance Tax in Asturias Spain

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Important Notice
Turner Insurance does not provide inheritance tax advice or services. This information is provided as a rough guide only for educational purposes, accurate as of 2026. Regional tax rules change — always consult a qualified gestoría, abogado or tax adviser for advice specific to your situation.

Asturias ISD — Moderate Rates with €300k Family Reduction

The Principado de Asturias takes a middle-ground approach to inheritance tax. Direct descendants and the surviving spouse benefit from a personal reduction of €300,000 per heir. Above that threshold the standard progressive scale applies, with effective rates rising from around 21% to 36.5% on very large amounts. Asturias is more favourable than Catalonia for typical family estates but less generous than Madrid, Andalusia, Cantabria or Extremadura.

ISD Groups in Asturias

Group I (direct descendants under 21): €300,000 personal reduction plus age-related uplifts. Most modest family inheritances will fall fully within the reduction.
Group II (direct descendants 21+, spouse, registered partner, ascendants): €300,000 personal reduction per heir. Above that, the regional progressive scale applies, with effective rates rising from approximately 21.25% to 36.5% on the largest estates.
Group III (siblings, nieces/nephews, in-laws): Standard scale, less generous treatment.
Group IV (unrelated persons): Standard high rates with minimal reductions.

Donations (gifts during lifetime)

For lifetime donations to Group I and II family members, Asturias recently introduced a reduced regional scale running from approximately 2% on the lowest band to 36.5% on the largest amounts. While not as generous as Extremadura or Cantabria, it does provide meaningful relief versus the standard state scale for moderate family transfers.

Key Reductions Available in Asturias

Personal reduction of €300,000 for Group I and Group II
Principal family residence reduction (up to 95% subject to conditions)
Family business and agricultural assets reductions
Special 99% bonification for heirs who are victims of gender-based violence receiving inherited assets

Life Insurance and Asturias ISD

Life insurance proceeds form part of the ISD base in Asturias. For Group I/II beneficiaries, the proceeds count toward the €300,000 personal reduction. Direct beneficiary nomination in the policy is recommended. For life-insurance payouts that take the inheritance above the €300k personal reduction, the regional progressive scale will apply to the excess — making policy structuring and beneficiary planning particularly important in Asturias.

Life Insurance Planning: Life Insurance Spain · Whole Life Insurance
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Frequently Asked Questions — Inheritance Tax in Asturias Spain

Asturias applies a €300,000 personal reduction for Group I and Group II beneficiaries (direct descendants, spouse, registered partner, ascendants). Inheritance below that threshold attracts zero ISD. Above €300,000 the regional progressive scale applies, with effective rates rising from approximately 21.25% to 36.5% on very large estates. Always verify current figures with a local gestoría or tax adviser.

For typical family estates well below €300,000 per heir, Asturias is effectively zero — competitive with the most favourable regions. For larger estates, Asturias is more expensive than Madrid, Andalusia, Cantabria or Extremadura but generally more manageable than Catalonia. The €300k personal reduction makes Asturias acceptable for the majority of family inheritances; planning becomes important once amounts exceed that threshold per beneficiary.

Asturias has a reduced regional donations scale for Group I and II family members running from approximately 2% to 36.5%. It is less generous than Extremadura, Madrid or Cantabria for donations but more favourable than the standard state scale. Lifetime gifting in Asturias should be modelled carefully against a future inheritance scenario before committing.

Life insurance proceeds count toward the ISD base in Asturias and use up part of the €300,000 personal reduction. Direct beneficiary nomination keeps the proceeds out of the wider estate but the amount still enters the ISD calculation for that beneficiary. Where life-insurance proceeds plus other inherited assets exceed €300k per heir, the regional progressive scale applies to the excess. Policy structuring becomes important — specialist tax advice is recommended.

Asturias offers a 99% bonification on the inheritance tax due where the heir is a victim of gender-based violence receiving inherited assets. The principal family residence and family-business reductions are also available subject to specific conditions. Beyond these targeted measures, Asturias does not offer a blanket 99–100% bonification of the kind seen in Madrid, Andalusia, Cantabria or Extremadura.

EU/EEA non-resident beneficiaries can elect to apply the regional rules of the deceased's habitual residence under EU law. Non-EU non-residents historically were taxed under the less favourable national scale, although Spanish reforms have extended regional access in many cases. The position is technical — always seek specialist advice if the beneficiary is non-resident.

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Other Regions

Inheritance Tax by Region — Across Spain

Inheritance tax (ISD) rules vary by autonomous community. Compare the rules that apply in other regions of Spain:

Andalusia Aragón Balearic Islands Basque Country Canary Islands Cantabria Castilla-La Mancha Castilla y León Catalonia Extremadura Galicia La Rioja Madrid Murcia Navarra Valencia Interactive Map Inheritance Tax — All Regions