Funeral insurance in Torrevieja from Generali — covers all funeral and cremation costs directly, so your family has nothing to pay or arrange. No medical questions, no age limit, repatriation to UK, Ireland, Netherlands or Belgium included. English-speaking agents based in Jávea.
👤By Andrew Turner · In insurance since 2001, exclusive Generali agent since 2007 · DGS Registry C0467B54657010 · Last reviewed May 2026
Funeral Insurance in Torrevieja — Generali Cover
Funeral insurance in Spain (seguro de decesos) is a service contract that arranges and pays for all funeral costs directly with the funeral home — your family has nothing to organise or pay at what is already a very difficult time. Generali's decesos policy covers the complete funeral service in Spain, repatriation of remains to your home country, and all administrative procedures, regardless of your age or health.
As authorised Generali agents serving Torrevieja and the Vega Baja, Alicante, we arrange funeral insurance with no medical questionnaire, no age limit and immediate availability. The policy is one of the most cost-effective insurance products available — monthly premiums from around €15-€30 for a single person.
We cover all types of expats in Torrevieja — retired residents, NLV/DNV visa holders, self-employed autónomos and new arrivals. All advice is in English, all documents available in English, and our Jávea office is 90 minutes via AP-7 from Torrevieja.
Funeral Insurance Torrevieja — What It Covers
Torrevieja is home to one of the largest British expat populations in Spain — a well-established community built over decades, with extensive English-speaking services, large supermarkets, social clubs and a strong sense of community.
Dying as an expat in Spain involves a level of logistical complexity that catches many families unprepared — coordinating between Spanish funeral homes (tanatorios), consulate notifications, death registration, and arranging repatriation to the UK, Ireland, Netherlands or Belgium while dealing with grief. A Generali decesos policy handles all of this directly: the funeral home is contacted by the insurer, all services are arranged and paid, and repatriation is coordinated to any country in the world. The family receives a single point of contact and pays nothing.
Monthly premiums for expats in the Vega Baja, Alicante area:
Single cover
from €15/mo
All funeral costs in Spain
Burial or cremation
Administrative procedures
No medical questions
Most Popular
Single + repatriation
from €22/mo
Everything above
Repatriation to any country
Airport transfer and air freight
Most popular for expats
Couple cover
from €38/mo
Both partners covered
Repatriation included for both
One policy, one premium
No age limit
Prices are indicative and depend on your individual circumstances. Contact us for a free personalised quote.
Frequently Asked Questions — Funeral Insurance in Torrevieja
A funeral in Spain typically costs between €3,500 and €8,000 depending on whether it is burial or cremation, the local tanatorio and headstone or niche rental. Repatriation to the UK, Ireland or the Netherlands adds €3,000-€8,000 on top. Without insurance, families must pay these costs immediately — typically within 48-72 hours. A Generali decesos policy covers all of this at no cost to the family.
Yes — Generali decesos insurance is available to anyone of any age and any health condition, with no medical questionnaire. There is a standard 12-month waiting period for death from natural illness (accidental death is covered from day one), after which full cover applies. Premiums are fixed at inception and do not increase due to health changes.
Yes — Generali decesos includes repatriation of remains to any country in the world, including the UK, Ireland, Netherlands and Belgium. This covers all logistics: the Spanish tanatorio, transport to the airport, air freight and reception by a funeral home in the destination country. The insurer coordinates everything — the family does not need to manage two countries while grieving.
More questions?Contact us — free English-speaking advice: 966 461 625.
Funeral Insurance Torrevieja — Get a Free Quote
GENERALI FUNERAL INSURANCE · TORREVIEJA, COSTA BLANCA · FREE ENGLISH ADVICE