Insurance Services in Spain for Expats
Cover for British and Irish expats and businesses on the Costa Blanca. We offer 31 policies — from health, life and car to fleet, hotel, cyber and business cover. Free advice from authorised Generali agents, all in English.
- ✅ 31 different policies — personal, business & specialist
- ✅ 12+ years serving expats across Spain
- ✅ NLV / DNV visa-compliant health certificates
- ✅ English-speaking advice and claims support
- ✅ Authorised exclusive Generali agents
- ✅ DGS-registered C0467B54657010
AT TURNER INSURANCE WE OFFER COMPETITIVE PRICES AND COMPLETE COVER
Health Insurance
All Generali health plans — EXPAT Medcare, Salud Opción Premium, dental, family and visa-compliant policies.
Life Insurance
Clients up to 69 years. Mortgage protection and inheritance tax planning available.
Car Insurance
Protected no claims, courtesy car, full European breakdown, glass cover.
Classic Car Insurance
Agreed value (valor convenido) for historic and collector vehicles. Fire, theft, breakdown.
Temporary Import Car Insurance
Cover for foreign-plated vehicles in Spain during the import and matriculación process.
Home Insurance
24-hour emergency, accidental damage. Main, holiday, rental and landlord cover.
Holiday Home Insurance
Your own second home on the Costa Blanca — unoccupancy cover for the months it sits empty (up to 12 months declared).
Landlord Insurance
Long-term lets to a resident tenant — landlord liability, rental income and legal expenses.
Tourist Rental Insurance
VUT / vivienda turística holiday lets — compulsory guest liability, squatter legal defence and lost rental income.
Funeral Insurance
Cover regardless of age or health. All funeral costs and repatriation arranged.
Travel Insurance
Single trip, annual multi-trip, family and business. Medical, cancellation, baggage.
Professional Indemnity
For freelancers, consultants, architects, lawyers and accountants.
Transport Insurance
Goods in transit by road, rail, sea or air. Single consignment or annual policy.
Fleet Insurance
Multiple vehicles on one policy. One renewal, significant savings.
Constructor's Liability
Third-party liability and decennial cover for builders and developers.
Marine Insurance
Pleasure craft, sailing boats and motorboats. Third-party, theft and fire cover.
Pet Insurance
Mandatory dog liability. Vet fees, lost pet, optional dental and PPP breed cover.
Community Insurance
Generali Comunidad. Civil liability up to €1M, 24-hour emergency, board liability.
Daily Benefit Cover
€15–€300/day when hospitalised. Surgery compensation up to €10,000.
Motorbike Insurance
All bikes, scooters and mopeds. Third party, comprehensive, European breakdown.
Van Insurance
Commercial van cover — comprehensive, goods in transit, European breakdown.
Motorhome and Campervan
Generali autocaravana — four tiers, European breakdown, optional contents.
Commercial & Office
Generali ON Comercios — shops, offices, restaurants. Civil liability, assistance.
Hotel Insurance
Hotels, hostals, casas rurales. Buildings, contents, guests' property, liability.
Non-Lucrative Visa Insurance
No co-payments, no waiting periods. Official certificate provided in a few days.
Digital Nomad Visa Insurance
Generali EXPAT Medcare. English-language policies, certificate in a few days.
Cyber Risk Insurance
Protection against ransomware, data breaches, GDPR fines and business interruption.
Industrial Risks Insurance
All-risks cover for manufacturing, processing and warehousing premises.
Agricultural Insurance
Cover for fincas, smallholdings and working farms. Buildings, machinery, livestock.
Self-Employed Incapacity
Permanent incapacity lump sum or income protection for autónomos.
Collective Health
Group health insurance for businesses with 10+ employees. Tax-efficient benefit.
Directors & Officers
D&O liability cover protecting company directors personally.
Personal Accident
Lump sum for accidental injury, permanent disability or accidental death.
Collective Accident
Group accident cover for employees, often required by Convenio Colectivo.
Convenio CLA
Sector-specific Convenio Colectivo accident cover meeting Spanish labour law.
Bond & Aval
Surety bonds and aval guarantees for tenders, customs and tourist accommodation.
Insurance for Expats in Spain. One Agent, Every Policy
Turner Insurance Specialists is an authorised Generali agency in Jávea, Alicante. We arrange the full range of Generali cover for British, Irish, Dutch and other expats. We serve the Costa Blanca and the rest of Spain. Health, life, car, home, funeral, pet, van, business — we handle every policy in English, from one office, with one team.
We offer the same policies and prices as any Generali agent in Spain. The difference is simple: we work entirely in English.
We explain your policy line by line. We handle claims in English. We review and translate your renewals. The Spanish insurance system is new to most expats. Working in English takes away the biggest source of stress.
Why Generali? The Largest Insurance Network in Spain
Generali has worked in Spain since 1834. It is one of the oldest and largest insurers in Europe. In Spain, Generali clients use two medical networks: Generali and Sanitas (Bupa). Together that is over 51,000 doctors, 240 hospitals and 4,100 clinics.
No other Spanish insurer gives you both networks on one policy. On the Costa Blanca that means HCB Denia, HLA Vistahermosa Alicante, Clínica Benidorm and Quirónsalud — all in the cuadro médico (provider list).
Generali's EXPAT Medcare is the only fully English-language health plan in Spain. You get an English app, English documents, English support and English medical certificates. New clients can join up to age 74 — the highest entry age of any English plan in Spain. Need cover for a visa? Generali Salud Opción Premium gives you the DGS-compliant certificate that consulates ask for. It works for the Non-Lucrative Visa, the Digital Nomad Visa and residency.
Serving Expats from Denia to Alicante since 2013
Our team of five English-speaking advisers works from our Jávea office (Avenida del Pla 135). We serve the whole Costa Blanca. That runs from Denia, Jávea and Moraira in the north to Altea, Benidorm, Calpe and Alicante in the south.
We also cover expats anywhere in Spain. New arrival, planning your move, or here for years — it makes no difference. We give free, no-obligation quotes by phone, WhatsApp or email, all in plain English.
Turner Insurance Specialists S.L. is registered with the DGS (company number C0467B54657010). Andrew Turner is Mediador Colegiado (registered insurance intermediary) del Colegio de Mediadores de Seguros de Alicante. All our advisers are fully licensed under Spanish law (Ley 26/2006).
Jávea (Xàbia), Alicante 03730
Mon–Fri 9:30–15:00
Mediador Colegiado (registered insurance intermediary) Alicante
Authorised Exclusive Generali Agent
Ready to Talk?
FREE ENGLISH-SPEAKING ADVICE — NO OBLIGATION QUOTES