In Spain it is really important to insure your contents for the correct amount. If you overvalue or undervalue your items, you will lose out when it comes to making a claim. It doesn’t mean taking every item in your house to an appraiser, but make a list of your assets, and give them a reasonable value.
Items to list include: Jewellery, Artwork, Laptops, Computers, TV, Antiques, Collectibles, Family Heirlooms, clothing etc. Keep details like the date purchased and if possible the receipts or anything to prove the value.
Items that are sometimes forgotten, include outdoor items such as tools, or outdoor furniture.
We recommend take photos or videos of your valuables and keep these photos in a safe place not in your home. So that in the event of a fire or similar you will be able to produce the photos to show your belongings. Even take photos of Kitchens and bathrooms as these are counted as contents in some Spanish Insurance Policies.
There are special apps for your mobile, or computer that can help you to take an inventory of your valuables. Check out Sortly.com, Memento Database, or Nest Egg.